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901 Bear Neck Ct, Edgewater, MD, 21037

3beds
2baths
1,760sqft
$799,999
$455price/sqft
$5,355/moest. monthly cost
$214,200/yrincome needed

About This Home

STOP BY RIVER CLUB DR TODAY AND SEE THE NEW CUSTOM HOMES BEING BUILT! New Home To Be Built on this lot located in River Club Estates next to the water on a 1.75 acre wooded lot. Enjoy your new home in Edgewater! Choose this home plan or pick from many many others. 9 foot ceilings, hardwood floor, granite counters for the kitchen open floor plan for family gatherings, Two car garage, Home can be customized to your lifestyle. Cooperating Builder has been building in AACO for over 40 years.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Mayo Elementary SchoolGrades PK-51.1 mi
8/10
Central Middle SchoolGrades 6-81.9 mi
8/10
South River High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Architectural Shingle,Metal
  • Construction materials: Advanced Framing,Block,Mixed

Other

  • Builder name: Palmer Design & Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • 9'+ Ceilings
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s),Accessible Doors

Details

  • Parcel number: 020169500838300
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: River

Lot

  • Lot size: 1.73 Acres

Parking

  • Total spaces: 2
  • Parking features: Built In,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$235$2,820
Property Taxes $794$9,528
Electricity $281$3,374
Total$5,355$64,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$214,200/yr
35% on housing$183,600/yr
40% on housing$160,650/yr
45% on housing$142,800/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 21037$298
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21037$308
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-17Listed for sale$799,999
2025-12-08Listing removed$799,999
2024-12-06Price change$799,999
2021-10-27Price change$749,999
2020-01-16Price change$649,000
2019-12-13Price change$579,000
2019-10-07Price change$589,000
2019-09-10Price change$595,000
2019-08-20Price change$599,000
2019-08-19Price change$499,000
2019-06-04Price change$500,000
2019-04-10Price change$539,000
2019-04-03Price change$500,000
2019-03-21Price change$539,000
2019-03-16Price change$500,000
2019-03-05Price change$539,000
2019-01-24Price change$550,000
2018-11-15Price change$549,000
2018-09-25Price change$449,000
2018-08-24Price change$550,000
2018-08-09Price change$449,000
2018-05-28Price change$550,000
2018-02-27Price change$449,000
2017-12-25Price change$550,000
2017-12-19Listed for sale$449,000

New Construction

AgentAlex Palmer
BrokeragePalmer Company, Inc.
Phone410-271-3180
View on Zillow

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