




3904 Dogwood Trl, Edgewater, MD, 21037
About This Home
Spectacular .45 acre waterfront gem just off the South River in the sought after Shoreham Beach community! Arrive by car or by boat, and enjoy the private dock for boating, fishing, crabbing, viewing the AMAZING sunsets and seasonal fireworks displays. Enter the front of the home on the waterfront side into the sunroom with beautiful waterviews. The main level living room features a bay window and sliding glass doors to the deck facing the water and an updated full bathroom. Light and bright kitchen with corian countertops and separate dining room. The upper level newly renovated full bathroom features a spacious shower with dual shower heads and Toto toilet. The primary bedroom has a large window overlooking the water and 2 closets, one a walk-in. The second bedroom overlooks the large rear yard. The home is clean and updated with new luxury vinyl plank flooring, renovated full bathroom upstairs, updated main level full bathroom, fresh paint, replacement windows, new curtains and shades, hot water heater replaced in 2023, dryer replaced in 2023 and partial roof replacement in 2023. The rear of the home offers a fenced yard, shed and secure parking for 2-4 cars and/or boat trailer and the front of the home is your playground on the water. This home sits on the calm Ramsay Bay side of the Mayo Peninsula where you can boat, relax, swim, kayak or SUP. The end of the peninsula faces the mouth of the South River as it meets the Chesapeake Bay where you can watch the large ships pass through as they head in and out of Baltimore. Mayo Beach Park is in the neighborhood and Beverly Triton Beach is about 1 mile away, still on the peninsula. The Shoreham Beach neighborhood is located within 45 minutes of DC and 20 minutes from Annapolis. There is a voluntary community association which allows access to the community dock and small boat ramp. There is a neighborhood private beach next to Mayo Park which faces the bay. Riparian rights, private 110' long dock with 16' x 10' deck area at the end and 3 pilings extend 30' from the end of the dock. Flood insurance is not required.
Getting Around
Schools
Construction
Condition
- Property condition: Very Good
- Year built: 1960
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Exhaust Fan,Oven/Range - Electric,Refrigerator,Washer,Water Conditioner - Owned,Water Heater,Water Treat System,Electric Water Heater
- Laundry features: Main Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Bathroom - Walk-In Shower,Floor Plan - Traditional,Formal/Separate Dining Room,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s)
- Window features: Replacement,Window Treatments
- Flooring: Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 990
Heating & Cooling
- Heating features: Baseboard,Oil
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 990
- Total interior livable area: 990 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020188705393343
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck
- Fencing: Partial
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: Private Dock Site,Bayfront,Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Beach Access,Swimming Allowed,Waterski/Wakeboard,River
- Waterbody name: Ramsay Lake
- Frontage length: Water Frontage Ft: 50
Lot
- Lot size: 0.45 Acres
- Features: Premium,Rear Yard,Fishing Available,Cleared
Parking
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $842 | $10,104 |
| Electricity | $281 | $3,374 |
| Total | $5,671 | $68,052 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $850,000 |
| 2025-06-02 | Listing removed | $950,000 |
| 2025-05-01 | Price change | $950,000 |
| 2025-04-11 | Listed for sale | $995,000 |
| 2023-07-31 | Sold | $510,000 |
