




3160 Rolling Rd, Edgewater, MD, 21037
About This Home
Significant Price Improvement — Now $740,000 Now strategically positioned at $740,000, this property presents a compelling opportunity in the sought-after water-privileged Withernsea community. Proudly owned and meticulously maintained by the original owner, this 4-bedroom, 3-bath split-level home offers solid construction, a functional layout, and key updates including new carpet in the lower-level family room, new glass in the front picture window, and a new front door. Move-in ready with the opportunity to modernize over time, the home is ideal for buyers looking to build equity while customizing to their taste. The main level features an open living and dining area with access to an expansive two-tier deck, perfect for entertaining or enjoying peaceful wooded views. The lower level offers a spacious family room with a wood-burning fireplace, a guest bedroom and full bath, and access to a second deck with a 4-person hot tub. Situated on a private 1.08-acre cul-de-sac lot, the property offers mature trees, a creek, seasonal water views, and a rare sense of privacy. Residents enjoy exclusive access to a community trail leading to a private pier, kayak launch, and picnic areas—offering a true lifestyle advantage just minutes from Annapolis. Conveniently located near US-50, I-97, and I-95 for easy commuting to Washington, D.C. and Baltimore. A rare opportunity to secure space, privacy, and water-privileged living at a price that reflects today’s market.
Getting Around
Schools
Construction
Condition
- Property condition: Very Good,Good
- Year built: 1983
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Wood Siding,Frame,Combination
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Self Cleaning Oven,Oven,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Water Conditioner - Owned,Electric Water Heater
- Laundry features: Lower Level
Bathroom1
- Level: Lower
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom1
- Level: Lower
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Kitchen - Country,Dry Wall
- Door features: Sliding Glass
- Flooring: Carpet,Laminate,Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 845
- Finished area above ground: 1,484
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,329
- Total interior livable area: 2,329 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020190190009025
- Zoning: R1
- Special condition: Standard
Features
- Levels: Multi/Split,Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Creek/Stream,Trees/Woods,Water,Street
- Has water view: Yes
- Water view: Creek/Stream,Water
- Waterfront features: Creek/Stream
- Waterbody name: Beards Creek
Lot
- Lot size: 1.08 Acres
- Features: Backs to Trees,Front Yard,Private,Secluded,Stream/Creek,Wooded,Unknown Soil Type
Parking
- Total spaces: 6
- Parking features: Garage Faces Side,Asphalt,Driveway,Off Street,Other,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,279 | $39,348 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $523 | $6,276 |
| Electricity | $296 | $3,560 |
| Total | $4,289 | $51,468 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $740,000 |
| 2026-03-23 | Price change | $775,000 |
| 2025-10-02 | Listed for sale | $795,000 |
