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519 Highland Dr, Edgewater, MD, 21037

2beds
2baths
1,208sqft
$389,900
$323price/sqft
$2,821/moest. monthly cost
$112,840/yrincome needed

About This Home

OPEN HOUSE SUNDAY 12-2PM Affordable Coastal Living in Edgewater — Updated, Move-In Ready, and a fenced in yard with updated encapsulated crawl space steps from the water. The house went off market and has been brought back on after major updates to the flooring and crawl space. Rare opportunity to own an updated home in Edgewater with water access and community beach access for under $400K. Located just a short walk — approximately 100 yards — from one of the community beaches, this home offers the kind of lifestyle that’s getting harder to find at this price point. Inside, the home has been extensively refreshed with almost all new flooring, all new paint throughout, updated bedrooms, recessed lighting through most of the house, and beautifully refinished cabinetry finished with bonding primer and paint for a clean modern look. Granite countertops, built-in kitchen seating, updated vanities, and a new tub add both style and functionality. The layout offers 2 bedrooms and 1.5 baths, plus a versatile loft area that works perfectly as a home office, gym, guest space, or additional living area. While not officially considered a bedroom due to the layout, it adds valuable flexible space rarely found in homes at this price point. Outside, the long driveway provides ample parking, while architectural shingle roofing and well-maintained systems help make the property move-in ready. From the front driveway, you can even catch water views — a reminder that this home is all about enjoying the Chesapeake Bay lifestyle without the million-dollar price tag. For buyers looking for value, usable space, modern updates, and water-privileged living in Edgewater, 519 Highland Drive stands out as one of the best opportunities currently available.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
8/10
Central Middle SchoolGrades 6-80.6 mi
8/10
South River High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,208

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Heat Pump,Central Air,Electric

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020190405292500
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,860 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$114$1,368
Property Taxes $455$5,460
Electricity $281$3,374
Total$2,821$33,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,720/yr
40% on housing$84,630/yr
45% on housing$75,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 21037$302
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21037$308
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$389,900
2026-06-21Listed for sale$399,900
2026-06-01Sold$300,000
2026-05-29Listed for sale$399,900
2018-11-05Sold$265,000
2018-09-18Pending sale$265,000
2018-09-12Listed for sale$265,000
2017-02-22Sold$112,000
2017-01-25Pending sale$93,990
2016-12-24Listed for sale$93,990
2016-12-23Pending sale$93,990
2016-11-25Listed for sale$93,990
2016-11-15Sold$128,000
2005-02-01Sold$211,000

For Sale by Agent

AgentPedro Sousa-Paz
BrokerageColdwell Banker Realty

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