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1745 Ridgely Rd, Edgewater, MD, 21037

2beds
1baths
800sqft
$290,000
$363price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

Move-in ready starter or downsizing home, perfectly suited for its next owner! The updated kitchen features stainless steel appliances and a cozy dining area with seating for four. Enjoy additional living space with two spacious deck areas, offering nearly 300 square feet of potential seasonal living and entertaining space. Inside, the home showcases durable LVT flooring and a comfortable layout throughout. The backyard provides plenty of room to create your own seasonal gardens or outdoor retreat. Conveniently located near shopping, restaurants, parks, and playgrounds, this home also offers glimpses of nearby water views and an easy commute to surrounding areas. A wonderful opportunity to enjoy comfort, convenience, and lifestyle all in one place!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
8/10
Central Middle SchoolGrades 6-81.1 mi
8/10
South River High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Pilings,Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Exhaust Fan,Freezer,Microwave,Refrigerator,Ice Maker,Oven/Range - Electric,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Washer In Unit,Has Laundry

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 800

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 000000000000
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$85$1,020
Property Taxes $329$3,948
Electricity $281$3,374
Total$2,161$25,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$363This listing

vs Other Active Listings

Avg $/sqft

ZIP 21037$303
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21037$308
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$300,000
2026-04-16Listing removed$319,500
2026-04-08Price change$319,500
2026-03-31Price change$324,000
2026-01-15Price change$327,500
2025-12-01Price change$330,000
2025-11-06Listed for sale$340,000
2018-10-25Sold$246,000
2018-06-29Sold$246,000
2018-05-22Pending sale$249,900
2018-04-03Listed for sale$249,900
2017-11-10Listing removed$249,900
2017-10-25Listed for sale$249,900
2017-10-11Pending sale$249,900
2017-08-09Price change$249,900
2017-07-04Listed for sale$256,252
2005-08-01Sold$239,900
2003-07-22Sold$125,000
2002-12-12Sold$103,000
1999-09-02Sold$91,500

For Sale by Agent

AgentDee Dee McCracken
BrokerageColdwell Banker Realty

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