1132 Bay Ridge Rd, Annapolis, MD, 21403
About This Home
SELLER OFFERING $10,000 CLOSING HELP! This exceptional Annapolis home truly has it all. Beautifully maintained, move-in ready home on a private lane. Updated with features that include a new roof, skylight, gutters, heat pump, hot water heater, carpet, sliding glass door, basement outdoor steps, fresh paint and more. The spacious kitchen’s vaulted ceiling has a skylight with a remote-controlled shade, beautiful quartz countertops, tile backsplash, breakfast bar, stainless steel appliances and opens to the family room with a wood-burning fireplace. The expansive screened porch is perfect for morning coffee, relaxing and entertaining. Elegant wood style flooring enhances the main living areas including a separate dining room and a large living room. Bathrooms have been tastefully updated. The unfinished basement with DryLok painted walls offers excellent potential for future living space. Well insulated, water softener system owned, very spacious garage with a large driveway. Water privileges at end of Lake Ogleton. Just a few minutes’ walk to Peninsula Park to enjoy Pickleball, Tennis, Trails, Picnic areas, Playground, Baseball, Basketball and a multi-purpose field. Ideally located just minutes from Historic Downtown Annapolis, dining, shopping, marinas, medical, the U.S. Naval Academy, schools and major commuter routes to Washington DC, Baltimore, Fort Meade and the Eastern Shore. SCHEDULE your showing today!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1989
Materials
- Foundation: Block,Other
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Central Vacuum,Dishwasher,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
- Laundry features: Main Level,Washer In Unit,Dryer In Unit
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Combination,Connecting Stairway,Interior Entry,Exterior Entry,Unfinished,Windows
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Ceiling Fan(s),Central Vacuum,Dining Area,Entry Level Bedroom,Open Floorplan,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Upgraded Countertops,Other
- Door features: Sliding Glass
- Window features: Skylight(s)
- Flooring: Carpet
- Number of fireplaces: 1
- Fireplace features: Glass Doors,Mantel(s),Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,644
Foyer
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Forced Air,Other,Electric
- Cooling features: Other,Ceiling Fan(s),Central Air,Heat Pump,Electric
Interior Area
- Total structure area: 3,028
- Total interior livable area: 1,644 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Screened Porch
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020200004782200
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Screened Porch
- Waterfront features: Private Access
- Waterbody name: Lake Ogleton
Lot
- Lot size: 0.61 Acres
Parking
- Total spaces: 6
- Parking features: Garage Faces Front,Garage Door Opener,Gravel,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $659 | $7,908 |
| Electricity | $281 | $3,374 |
| Total | $4,380 | $52,560 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $650,000 |
| 2026-07-08 | Price change | $675,000 |
| 2026-06-10 | Price change | $699,000 |
| 2026-05-27 | Listed for sale | $720,000 |
| 2024-01-15 | Listing removed | -- |
| 2024-01-11 | Listed for rent | $3,250 |
| 2024-01-08 | Listing removed | -- |
| 2024-01-04 | Listed for rent | $3,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-01-03 | Listing removed | $2,400 |
| 2018-12-24 | Listed for rent | $2,400 |
| 2017-11-13 | Listing removed | $2,200 |
| 2017-10-16 | Price change | $2,200 |
| 2017-10-03 | Price change | $2,300 |
| 2017-08-18 | Listed for rent | $2,400 |
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