3249 Arundel On The Bay Rd, Annapolis, MD, 21403
About This Home
VIRTUAL TOUR: https://my.matterport.com/show/?m=FRKRayZVZEv&mls= Buyer may keep all furnishings if desired, all items in garage will be removed prior to sale. Welcome to 3249 Arundel on the Bay Road — where coastal charm meets timeless character in one of Annapolis’ most sought-after waterfront communities. Nestled in the heart of Arundel on the Bay, this beautifully positioned home offers the rare opportunity to enjoy true Chesapeake Bay living with a blend of tranquility, charm, and convenience. Surrounded by water and embraced by a tight-knit community known for its private beaches, boat ramps, and breathtaking sunsets, this property delivers a lifestyle—not just a home. Step inside to discover a residence filled with natural light, warm finishes, and an inviting layout designed for both everyday living and effortless entertaining. The home features spacious living areas, well-appointed bedrooms, and thoughtful touches throughout that create a sense of comfort and functionality. Outside, enjoy serene outdoor living with space to relax, entertain, or simply take in the coastal breeze via backyard and 2nd floor deck. Whether you’re hosting gatherings, unwinding after a long day, or heading out for a walk along the water, this home offers the perfect backdrop. Living in Arundel on the Bay means access to exclusive community amenities, including private beaches, a boat ramp, fishing piers, playgrounds, and kayak storage—making it a dream for water enthusiasts and nature lovers alike. All of this, just minutes from historic downtown Annapolis, dining, shopping, and major commuter routes. Whether you’re seeking a full-time residence, a weekend retreat, or an investment opportunity in a highly desirable waterfront enclave, 3249 Arundel on the Bay Road is a rare find that captures the essence of coastal Maryland living. Don’t miss your chance to own a piece of the Bay lifestyle.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Concrete Perimeter,Crawl Space
- Construction materials: Concrete,Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Lower
Bathroom1
- Level: Upper
Bathroom1
- Level: Main
Bedroom1
- Level: Lower
Bedroom1
- Level: Main
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 2,800
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,288
- Total interior livable area: 2,800 sqft
Kitchen
- Level: Main
Living Room
- Level: Lower
Living Room
- Level: Main
Other
- Features: Balcony Access
- Level: Upper
Sitting Room
- Level: Lower
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020200005038600
- Zoning: R2
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1.15 Acres
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Side,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $887 | $10,644 |
| Electricity | $356 | $4,280 |
| Total | $6,007 | $72,084 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $1,025,000 |
| 2026-04-13 | Listed for sale | $1,050,000 |
| 2024-08-18 | Listing removed | -- |
| 2024-06-28 | Price change | $1,020,000 |
| 2024-05-09 | Listed for sale | $1,100,000 |
| 2023-05-02 | Listing removed | $999,000 |
| 2023-04-15 | Listed for sale | $999,000 |
| 2021-06-25 | Sold | $960,000 |
| 2021-03-30 | Pending sale | $239,900 |
| 2021-02-15 | Price change | $239,900 |
| 2021-02-06 | Listed for sale | $249,900 |
| 2021-01-15 | Listing removed | -- |
| 2020-12-17 | Price change | $249,900 |
| 2020-10-09 | Price change | $255,000 |
| 2020-09-29 | Price change | $663,000 |
| 2020-06-26 | Price change | $255,000 |
| 2020-06-04 | Price change | $663,000 |
| 2020-06-01 | Price change | $255,000 |
| 2020-05-16 | Price change | $265,000 |
| 2020-02-18 | Price change | $663,000 |
| 2019-09-26 | Price change | $265,500 |
| 2019-09-05 | Price change | $269,000 |
| 2019-07-04 | Listed for sale | $279,900 |
| 2018-06-12 | Sold | $170,000 |
| 2018-02-22 | Sold | $17,555 |
| 2018-01-30 | Price change | $199,755 |
| 2018-01-13 | Listed for sale | $219,755 |
| 2009-08-11 | Sold | $150,000 |
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