3280 Arundel On The Bay Rd, Annapolis, MD, 21403
About This Home
Welcome to this beautifully maintained custom built Tudor Style home! With a primary suite and full bath on the main level and another primary suite with full bath on the upper level, this home is perfect for multi-generational living! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 bedroom and 1.5 bath; and the lower level has another full bath and several areas to make 2-3 additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The laundry is located on the main level in the mudroom off of the garage so you don't need to go to the basement to do laundry. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The backyard is fully fenced in and ready for summertime entertaining! The lot next to the home is a preserved wooded lot that offers privacy and attracts wildlife. This home is nestled between Oyster Creek, Fishing Creek, and the Chesapeake Bay. Oyster Harbor offers the best of Coastal Maryland living—just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. Quiet Waters Park is only minutes away with walking trails, dog park/beach, concerts, ice skating, and so much more! The home has been well cared for and maintained. Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, freshly painted epoxy floor in basement, professionally cleaned, professionally landscaped...and more! Sellers are motivated and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. The lot offers extra space for parking a boat, RV..and more. Schedule your showing today! OPEN HOUSE SUN 5/17 1-3PM!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1994
Materials
- Foundation: Concrete Perimeter
- Construction materials: Combination,Stone,Stucco,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Gas Water Heater
- Laundry features: Main Level
Basement
- Area: 1104
Basement
- Has basement: Yes
- Basement: Partial,Finished,Interior Entry,Rear Entrance,Space For Rooms,Walk-Out Access,Water Proofing System,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Walk-In Closet(s),Breakfast Area,Primary Bath(s),Recessed Lighting,Cathedral Ceiling(s)
- Door features: Sliding Glass
- Window features: Window Treatments
- Flooring: Carpet,Luxury Vinyl,Other
- Finished area below ground: 1,104
- Finished area above ground: 2,040
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,144
- Total interior livable area: 3,144 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020200090081919
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Exterior features: Rain Gutters,Other
- Fencing: Back Yard,Full
- Waterfront features: Bay
Lot
- Lot size: 0.40 Acres
- Features: Front Yard,Open Lot,Rear Yard,Cleared,Corner Lot,Landscaped,Level,No Thru Street,Private,SideYard(s)
Parking
- Total spaces: 8
- Parking features: Storage,Garage Faces Front,Garage Faces Rear,Garage Door Opener,Inside Entrance,Oversized,Concrete,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $767 | $9,204 |
| Electricity | $400 | $4,806 |
| Total | $5,401 | $64,812 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $799,900 |
| 2026-05-05 | Listed for sale | $824,900 |
| 2026-05-03 | Listing removed | $850,000 |
| 2026-03-25 | Price change | $850,000 |
| 2026-03-13 | Listed for sale | $895,000 |
| 2019-10-24 | Sold | $449,950 |
| 2019-09-29 | Listed for sale | $449,950 |
| 2019-09-10 | Pending sale | $449,950 |
| 2019-08-08 | Price change | $449,950 |
| 2019-07-30 | Price change | $460,000 |
| 2019-07-01 | Price change | $475,000 |
| 2019-06-12 | Price change | $499,900 |
| 2019-05-13 | Listed for sale | $524,999 |
| 2018-09-21 | Listing removed | $499,900 |
| 2018-08-01 | Price change | $499,900 |
| 2018-03-28 | Listed for sale | $529,900 |
| 2017-11-07 | Listing removed | $530,000 |
| 2017-09-10 | Listed for sale | $530,000 |
| 2014-11-03 | Listing removed | $460,000 |
| 2014-09-19 | Price change | $460,000 |
| 2014-08-08 | Price change | $499,950 |
| 2014-06-09 | Listed for sale | $560,000 |
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