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2644 Queen Anne Cir, Annapolis, MD, 21403

3beds
4baths
3,000sqft
$750,000
$250price/sqft
$5,248/moest. monthly cost
$209,920/yrincome needed

About This Home

Enjoy the water access lifestyle of the Annapolis Roads community on Lake Ogleton, Annapolis. This distinctive home offers an abundance of custom features, indoor and outdoor living spaces, seasonal filtered views of the water, architectural details, and access to some of Annapolis' most sought-after waterfront amenities. From the beautiful screened porch / family room, to the covered deck, ivy covered brick walled patio, and sun room, there are many special areas to relax or entertain. The property backs up to the Lake Ogleton tidal wetlands, with all the associated wildlife! The large number of windows and double doors provide natural light and amazing flow flow throughout. The sunroom is a standout feature, showcasing hand-hewn beams, custom cabinetry, and a wall of New England-style windows that fill the space with natural light, and, of course, fresh air. Entertaining is a delight with the smooth flow between rooms. Custom lighting throughout the home highlights the crown moulding, built-in shelving, cabinetry, and workspaces. The spacious primary suite features an ensuite bath with a jetted tub, walk-in closet, and an additional shoe closet. A second jetted tub is located in the upper-level hall bath. Extensive landscaping surrounds the property, creating multiple inviting outdoor spaces. The rear yard slopes to the wetland, and is a blank slate, ready for a gardener. Major systems and appliances recently updated include the furnace (3 years), dishwasher, two air conditioning units( approximately 9 years), washer and dryer. Updated windows. Residents enjoy access to Annapolis Roads' exceptional amenities, including a boat ramp, private beach, bayfront pavilion, bayside picnic area, playground, fire pit, community pier, kayak/SUP storage, extensive hiking trails, and a variety of neighborhood events throughout the year. Drop your boat in and visit the Annapolis Historic District by water; something very few neighborhoods offer. A unique opportunity to enjoy the waterfront lifestyle, charm, character, and community spirit that make Annapolis Roads such a special place to call home.

Getting Around

16
WalkingCar-Dependent
23
TransitMinimal Transit
18
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-82.1 mi
5/10
Annapolis High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Front,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven,Refrigerator,Stainless Steel Appliance(s),Surface Unit,Washer,Water Heater,Water Treat System,Electric Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Heated,Interior Entry,Exterior Entry,Shelving,Sump Pump,Water Proofing System,Improved

Bathroom1

  • Features: Flooring - Ceramic Tile
  • Level: Main

Bathroom2

  • Features: Attached Bathroom,Bathroom - Jetted Tub,Bathroom - Stall Shower,Built-in Features,Double Sink,Flooring - Ceramic Tile,Recessed Lighting,Window Treatments
  • Level: Upper

Bathroom3

  • Features: Bathroom - Jetted Tub,Recessed Lighting,Window Treatments
  • Level: Upper

Bedroom1

  • Features: Flooring - Carpet,Ceiling Fan(s),Walk-In Closet(s),Window Treatments,Recessed Lighting
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet,Ceiling Fan(s),Recessed Lighting,Window Treatments
  • Level: Upper

Bedroom3

  • Features: Ceiling Fan(s),Window Treatments,Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood,Built-in Features,Crown Molding,Formal Dining Room,Lighting - Pendants,Recessed Lighting
  • Level: Main

Family Room

  • Features: Flooring - Carpet,Built-in Features,Recessed Lighting
  • Level: Lower

Features

  • Attic,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Built-in Features,Ceiling Fan(s),Chair Railings,Crown Molding,Exposed Beams,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Pantry,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Other,Beamed Ceilings,Dry Wall
  • Window features: Double Hung,Double Pane Windows,Screens,Skylight(s),Window Treatments
  • Flooring: Carpet,Ceramic Tile,Concrete,Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 864
  • Finished area above ground: 2,136

Heating & Cooling

  • Heating features: Central,Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Kitchen

  • Features: Breakfast Bar,Flooring - Ceramic Tile,Kitchen - Country,Kitchen - Electric Cooking,Recessed Lighting,Pantry
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Fireplace - Wood Burning,Built-in Features,Crown Molding,Flooring - HardWood,Recessed Lighting
  • Level: Main

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Walk-In Shower
  • Level: Lower

Other

  • Features: Flooring - Vinyl,Skylight(s),Recessed Lighting,Built-in Features
  • Level: Main

Screened Porch

  • Features: Cathedral/Vaulted Ceiling,Ceiling Fan(s),Lighting - Pendants,Lighting - Ceiling,Skylight(s)
  • Level: Main

Storage Room

  • Features: Flooring - Concrete
  • Level: Main

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 020200112775575
  • Zoning: R2
  • Special condition: Standard
  • Exclusions: See Disclosures.

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Screened,Wrap Around,Screened Porch
  • Exterior features: Extensive Hardscape,Lighting,Flood Lights,Rain Gutters,Other
  • Spa features: Bath
  • Fencing: Other
  • Has view: Yes
  • View description: Trees/Woods,Other

Lot

  • Lot size: 0.29 Acres
  • Features: Adjoins - Open Space,Front Yard,Landscaped,Tidal Wetland,Wooded,Vegetation Planting

Parking

  • Total spaces: 5
  • Parking features: Asphalt,Driveway,Off Street,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$178$2,136
Property Taxes $896$10,752
Electricity $382$4,586
Total$5,248$62,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,931/yr
40% on housing$157,440/yr
45% on housing$139,946/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$328
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$750,000
2026-07-18Price change$795,000
2026-06-06Price change$820,000
2026-05-31Price change$860,000
2026-05-29Listed for sale$920,000
2021-03-24Listing removed--
2016-11-02Listing removed$579,000
2016-08-06Listed for sale$579,000
2016-03-31Listing removed$579,000
2016-02-15Price change$579,000
2016-01-28Listed for sale$599,000
2015-01-01Sold$515,000
2014-03-20Listing removed$599,000
2014-03-18Listed for sale$599,000
2013-04-24Listing removed$589,000
2013-04-17Price change$589,000
2013-03-14Listed for sale$569,000
2005-01-05Sold$515,000

For Sale by Agent

AgentCraig Marcum
BrokerageLong & Foster Real Estate, Inc.

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