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176 Cardamon Dr, Edgewater, MD, 21037

3beds
3baths
2,581sqft
$749,000
$290price/sqft
$5,083/moest. monthly cost
$203,320/yrincome needed

About This Home

Nestled in a peaceful community with fantastic proximity, this thoughtfully updated home allows room to roam. Open concept main level anchored by a stellar kitchen - white Shaker cabinets, quartz countertops, bar seating, LG ThinQ steel appliances, steel apron front sink. Living room windows allow light to pour into connected dining area. A solarium overlooks level backyard and leads to elevated deck - the perfect spots to unwind - to start - or end your day, regardless of season. Palatial main level primary bedroom with newly renovated en suite bath, walk in closet with custom storage. Another renovated full bath in the hall, featuring Ziegle tile tub surround - conveniently serving the second bedroom, and guests. Lower level flex space features brick fireplace with electric insert, and walkout to covered patio area. This generous area allows for a multitude of uses - den, game room, playroom, gym, work from home / office. A large third bedroom, full bath, oversized laundry room complete the space. Stately stamped driveway, side entry garage. Sited on over half an acre with mature tress and established landscaping. Yard allows ample space for a garden, a play set, fire pit, hammock- let your imagination run free. Since 2023, massive renovations including - but not limited to - completely new kitchen, new windows, carpet and LPV flooring, water heater, HVAC, washer and dryer. Attic insulation added. Two upper level bathrooms fully renovated. Exhaust fans added to all three bathrooms. Multiple light fixtures aesthetically replaced. Interior repainted. Exterior modernization, including repair of chimney, repair / replacement of trim, lights. French drain added. Multiple end of lifespan and felled trees removed. Variegated liriope planted. Back yard seeded, and regraded. Architectural grade shingle roof. Gingerville Manor Estates HOA includes outdoor pool, basketball half court, baseball field, pond, Pavillon with ample seating and outdoor grill- all located at 135 Tarragon Lane Multiple community events through the year. Just outside of Annapolis limits - Harbour Center is a short jaunt, as is Parole Town Center. Mere minutes from 50, 97 access. Convenient to dining, shopping, arts, and entertainment. Enjoy Edgewater, and all of Annapolis with ease! You live here.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
8/10
Central Middle SchoolGrades 6-83.6 mi
8/10
South River High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1968

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Flooring: Carpet
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,581
  • Total interior livable area: 2,581 sqft

Property

Details

  • Parcel number: 0228000193175

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hail
Hurricane
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$220$2,640
Property Taxes $748$8,976
Electricity $328$3,946
Total$5,083$60,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,274/yr
40% on housing$152,490/yr
45% on housing$135,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 21037$300
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21037$308
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$725,000
2026-07-22Listed for sale$749,000
2023-10-11Sold$620,000
2023-09-20Pending sale$640,000
2023-09-15Listed for sale$640,000
2023-07-31Contingent$629,999
2023-07-10Price change$629,999
2023-06-22Price change$649,999
2023-06-15Listed for sale$669,000
1996-07-12Sold$215,000

For Sale by Agent

AgentRyan Sporre
BrokerageEngel & Völkers Annapolis

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