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520 Harbor Dr, Annapolis, MD, 21403

4beds
3baths
2,600sqft
$800,000
$308price/sqft
$5,437/moest. monthly cost
$217,480/yrincome needed

About This Home

COMING SOON – DO NOT WAIT ON THIS ONE. Some homes hit the market. Others take it over. 520 Harbor Drive is the one everyone’s been waiting for. Perfectly positioned in the heart of Hillsmere, this property delivers the kind of lifestyle buyers chase and rarely secure — effortless access to the South River and Chesapeake Bay, a vibrant waterfront community, and a home that lives as good as it looks. From the moment you arrive, there’s an energy here — polished, intentional, and completely move-in ready. Every space flows the way today’s buyers want: open, light-filled, and designed for real living. The kitchen anchors it all, opening seamlessly into generous living and gathering spaces that make everyday life feel elevated and entertaining feel easy. Step outside and it only gets better. Private outdoor living spaces extend the experience, giving you room to unwind, host, and take full advantage of the setting. And in Hillsmere, that means beaches, marina access, pool, and a true neighborhood feel that people don’t leave. Here’s the truth: Homes like this in Hillsmere don’t sit. They don’t linger. And they don’t give second chances. If you’ve been waiting for the right one — this is it. And you’re not the only one watching. (Interior photos will post May 15th)

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
61
BikeBikeable

Schools

9/10
4/10
Annapolis Middle SchoolGrades 6-81.8 mi
5/10
Annapolis High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Cottage,Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Water Treat System,Electric Water Heater

Basement

  • Area: 1300

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Drain,Drainage System,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Sump Pump,Walk-Out Access,Water Proofing System,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic,Breakfast Area,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops
  • Flooring: Luxury Vinyl,Ceramic Tile,Carpet
  • Finished area below ground: 1,300
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thermostat,Electric

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020241202469021
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Boat Storage,Lighting,Play Area,Street Lights
  • Has view: Yes
  • View description: Garden
  • Waterfront features: River
  • Waterbody name: South River And Chesapeake Bay

Lot

  • Lot size: 10,312 sqft
  • Features: Cleared,Corner Lot,Front Yard,Landscaped,Rear Yard,SideYard(s)

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4