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110 Lake View Dr, Annapolis, MD, 21403

3beds
2baths
1,742sqft
$740,000
$425price/sqft
$4,921/moest. monthly cost
$196,840/yrincome needed

About This Home

Nestled in the heart of Hillsmere Shores, this beautifully updated 3-bedroom, 2-bath split-level is just two blocks from the community's private beach and playground on the South River, where residents enjoy breathtaking Chesapeake Bay views and watch sailboats and commercial ships pass by. Inside, you'll find a flexible floor plan with multiple living spaces, including a welcoming living room featuring a pellet fireplace insert, a spacious family room, and an additional finished lower-level room ideal as a playroom, home office, gym, or guest space. Hardwood flooring extends throughout two levels, with luxury vinyl plank flooring on the remaining two. The kitchen has been updated with new quartz countertops and has stainless steel appliances, while both bathrooms feature beautifully renovated showers. A convenient mudroom/laundry room provides direct access to the attached one-car garage. From the kitchen you will step down onto a paver patio for outside entertaining. Enjoy all that Hillsmere Shores has to offer, including a private beach, marina, community pool, boat ramps, playgrounds, and year-round neighborhood events, all just minutes from downtown Annapolis.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

9/10
4/10
Annapolis Middle SchoolGrades 6-82.2 mi
5/10
Annapolis High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 500

Basement

  • Has basement: Yes
  • Basement: Windows,Partial,Finished,Improved

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,742

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,242
  • Total interior livable area: 1,742 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020241208783500
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$176$2,112
Property Taxes $723$8,676
Electricity $281$3,374
Total$4,921$59,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,720/yr
40% on housing$147,630/yr
45% on housing$131,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$327
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$740,000
2026-07-11Listed for sale$750,000
2021-09-23Sold$535,000
2021-09-08Pending sale$525,000
2021-08-15Contingent$525,000
2021-07-23Listed for sale$525,000
2019-08-18Listing removed$450,000
2019-08-06Listed for sale$450,000
2019-07-10Pending sale$450,000
2019-07-02Price change$450,000
2019-06-01Price change$465,000
2019-03-23Price change$475,000
2018-09-07Listed for sale$480,000
2018-07-17Listing removed$490,000
2018-05-11Price change$490,000
2018-04-06Listed for sale$499,000
2017-11-21Listing removed$500,000
2017-07-29Price change$500,000
2017-05-24Listed for sale$510,000
2007-11-15Sold$487,500
2007-11-14Listed for sale$525,000
2004-05-27Sold$409,900
2003-12-02Sold$175,000

For Sale by Agent

AgentDanielle Franz
BrokerageEXP Realty, LLC

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