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2802 Mockingbird Ct, Annapolis, MD, 21401

2beds
3baths
1,770sqft
$525,000
$297price/sqft
$3,427/moest. monthly cost
$137,080/yrincome needed

About This Home

What if touring a home could help an animal find one, too? Welcome to 2802 Mockingbird Court, where purchasing a home does more than begin your next chapter. The proceeds from this sale will help provide food, medical care, and shelter for animals at the SPCA as they wait for their forever homes. Completely renovated from top to bottom, this turnkey home features a stunning new kitchen, beautifully updated bathrooms, new flooring, fresh paint, a new HVAC system, and a finished basement offering flexible space for a recreation room, home office, gym, or guest suite. Step outside onto the spacious deck overlooking the woods, the perfect place to enjoy your morning coffee before an early paddle on Gingerville Creek, host friends for a summer cookout, or unwind at the end of the day surrounded by the sights and sounds of nature. Located in the highly sought after, water oriented community of Riva Trace, residents enjoy exceptional amenities including a community pier, kayak and paddleboard launch, extensive kayak storage racks, tennis and pickleball courts, basketball court, playground, gazebo, scenic walking trails, and beautifully maintained park like open spaces that make it easy to enjoy the outdoors and connect with neighbors. Just minutes from Riva Festival, Annapolis Town Center, the Annapolis Farmers Market, the Arundel Olympic Swim Center, Historic Downtown Annapolis, and major commuter routes including Route 50, I-97, and the nearby Park & Ride, this home offers the perfect combination of modern updates, an active outdoor lifestyle, and an unbeatable location. Find your forever home while helping homeless animals find theirs!

Getting Around

2
WalkingCar-Dependent
17
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

5/10
5/10
Annapolis High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 764

Basement

  • Has basement: Yes
  • Basement: Improved,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 350
  • Finished area above ground: 1,420

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 1,770 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020265590048790
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Waterfront features: Canoe/Kayak

Lot

  • Lot size: 2,294 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hail
Hurricane
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$131$1,572
Property Taxes $361$4,332
Electricity $281$3,374
Total$3,427$41,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,497/yr
40% on housing$102,810/yr
45% on housing$91,386/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$357
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$525,000
2026-07-30Listed for sale$525,000

For Sale by Agent

AgentJen Schaub
BrokerageEXP Realty, LLC

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