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1812 Shore Dr, Annapolis, MD, 21401

5beds
4baths
3,240sqft
$1,149,000
$355price/sqft
$7,516/moest. monthly cost
$300,640/yrincome needed

About This Home

Enjoy unobstructed views of Saltworks Creek from this ideally situated home in the sought-after, water-privileged community of Severn Grove—just minutes from downtown Annapolis. Thoughtfully designed across three spacious levels, the home offers an open, light-filled floor plan that seamlessly blends everyday comfort with effortless entertaining, all defined by picturesque water views. The main level features warm wood flooring, a welcoming living room with a fireplace, and a well-appointed kitchen anchored by a large island and accented with plantation shutters. A main-level bedroom with a full bath and a separate office provide flexible living options. Step outside to multiple decks and a screened porch—perfect for relaxing or hosting while taking in the peaceful surroundings. Upstairs, three additional bedrooms include a water side primary suite with sweeping water views. A cozy library with custom bookcases and its own fireplace creates an ideal space for reading or working from home. Finishing out the second floor is a full bathroom and two bedrooms....one with water views. The fully finished lower-level lives like a private guest suite, complete with a bedroom, full bath, kitchen, spacious living area, and walk-out access—offering exceptional versatility for extended visits or multigenerational living. Additional features include off-street parking and access to Severn Grove’s exceptional amenities, including a clubhouse, beach, water access/marina, and kayak storage. With its flexible layout, scenic setting, and prime location, this home offers a rare opportunity to enjoy the best of waterfront living.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
5
BikeSomewhat Bikeable

Schools

5/10
5/10
Annapolis High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Other
  • Construction materials: Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Washer/Dryer Stacked,Water Conditioner - Owned,Water Treat System,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Improved,Exterior Entry,Interior Entry,Rear Entrance,Walk-Out Access,Windows

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 99
  • Dimensions: 9 X 11

Bedroom4

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom5

  • Level: Lower
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Area,Flooring - HardWood,Living/Dining Room Combo
  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Features

  • 2nd Kitchen,Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Bathroom - Stall Shower,Soaking Tub,Built-in Features
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,040
  • Finished area above ground: 2,200

Great Room

  • Features: Cathedral/Vaulted Ceiling,Flooring - Carpet,Balcony Access
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Heating & Cooling

  • Heating features: Central,Heat Pump,Wall Unit,Electric
  • Cooling features: Central Air,Ductless,Electric

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 3,240 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Flooring - Tile/Brick,Kitchen Island,Kitchen - Electric Cooking
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Kitchen

  • Features: Granite Counters,Wet Bar
  • Level: Lower
  • Area: 156
  • Dimensions: 12 X 13

Living Room

  • Features: Flooring - HardWood,Fireplace - Gas
  • Level: Main
  • Area: 375
  • Dimensions: 15 X 25

Office

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Main
  • Area: 66
  • Dimensions: 6 X 11

Other

  • Features: Flooring - Tile/Brick
  • Level: Upper

Other

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 50
  • Dimensions: 5 X 10

Other

  • Features: Flooring - Tile/Brick
  • Level: Lower
  • Area: 70
  • Dimensions: 7 X 10

Primary Bathroom

  • Features: Double Sink,Flooring - Tile/Brick
  • Level: Upper
  • Area: 66
  • Dimensions: 6 X 11

Primary Bedroom

  • Features: Balcony Access,Walk-In Closet(s),Flooring - Carpet
  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Recreation Room

  • Features: Wet Bar,Built-in Features,Basement - Finished
  • Level: Lower
  • Area: 600
  • Dimensions: 24 X 25

Storage Room

  • Features: Walk-In Closet(s)
  • Level: Main
  • Area: 42
  • Dimensions: 6 X 7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020274604814002
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Screened
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Saltworks Creek

Lot

  • Lot size: 6,145 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Landslide
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$288$3,456
Property Taxes $1,007$12,084
Electricity $412$4,953
Total$7,516$90,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$257,691/yr
40% on housing$225,480/yr
45% on housing$200,426/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$356
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$1,200,000
2022-03-11Sold$940,000
2022-02-12Pending sale$940,000
2022-02-10Listed for sale$849,900
2014-11-12Sold$683,500
2014-09-05Pending sale$699,900
2014-07-17Price change$699,900
2014-06-10Price change$729,000
2014-04-08Price change$739,950
2014-03-12Listed for sale$779,000
2013-04-25Listing removed$3,450
2013-04-06Price change$3,750
2013-01-29Listed for rent$3,450
2011-09-19Sold$650,000
2011-07-09Price change$699,900
2011-05-21Price change$715,000
2011-04-15Price change$749,900
2011-03-07Price change$779,900
2010-09-05Listed for sale$799,900
2003-05-30Sold$650,000
2001-05-22Sold$250,000

For Sale by Agent

AgentDay Weitzman
BrokerageColdwell Banker Realty

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