492 Merrimac St, Newburyport, MA, 01950
About This Home
*Newly Approved* (ADU) Accessory Dwelling Unit above the garage, 2 BDR & 1 bath, offers flexible space for guests, extended family or rental income! Unique & thoughtfully renovated home located at 492 Merrimac Street in the heart of Newburyport! This spacious property includes 11 rooms, 3 BDR in Main House, 2.5 bath, w/ blending charm, comfort & modern functionality. The Main level includes a convenient LDRY room, & the attached heated garage accommodates up to 4 vehicles/boats, ideal for hobbyists or extra storage. The private backyard retreat features a salt water heated pool w/ a new liner, a brand-new patio & a cozy firepit for year-round enjoyment. A detached pool house adds further value w/ its own kitchen & bathroom. Additional highlights include durable metal roofing that combines modern efficiency w/ long-lasting style, making this a rare opportunity to own a one-of-a-kind, multi-functional & multigenerational property in highly desirable Newburyport. 1 year builders warranty
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1941
Materials
- Foundation: Concrete Perimeter
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range,Dishwasher,Microwave,Refrigerator
- Laundry features: Bathroom - Half,Flooring - Stone/Ceramic Tile,Sink,First Floor
Basement
- Has basement: Yes
- Basement: Full,Finished,Interior Entry,Bulkhead
Bathroom1
- Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Closet, Flooring - Stone/Ceramic Tile
- Level: Main,First
- Area: 47.25
Bathroom2
- Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Dryer Hookup - Gas, Washer Hookup
- Level: First
Bathroom3
- Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
- Level: Second
- Area: 57.77
Bedroom2
- Level: Second
- Area: 163.5
Bedroom3
- Level: Second
- Area: 163.5
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Features: Remodeled, Wainscoting, Crown Molding
- Level: Main,First
- Area: 156
Features
- Bathroom - Full,Dining Area,Countertops - Stone/Granite/Solid,Mud Room,Office,Live-in Help Quarters
- Window features: Insulated Windows
- Flooring: Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 3,248
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,248
- Total interior livable area: 3,248 sqft
Kitchen
- Features: Kitchen Island, Deck - Exterior, Remodeled, Stainless Steel Appliances, Gas Stove
- Level: Main,First
- Area: 101.399999999
Living Room
- Features: Closet/Cabinets - Custom Built, Remodeled, Wainscoting, Crown Molding
- Level: Main,First
- Area: 162.41
Master Bedroom
- Features: Bathroom - Full, Closet
- Level: First
- Area: 182.6
Office
- Level: First
- Area: 64.701
Property
Details
- Parcel number: 069003000
- Zoning: Resident
Features
- Private pool: Yes
- Pool features: Pool - Inground Heated
- Patio & porch: Deck,Deck - Composite,Patio
- Exterior features: Deck,Deck - Composite,Patio,Pool - Inground Heated,Storage,Sprinkler System,Guest House
- Waterfront features: Stream
Lot
- Lot size: 0.93 Acres
- Features: Wooded,Level
Parking
- Total spaces: 10
- Parking features: Attached,Garage Door Opener,Heated Garage,Storage,Workshop in Garage,Garage Faces Side,Oversized,Paved Drive,Paved
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Earthquake
- Hurricane
- Ice Storm
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,112 | $121,344 |
| Home Insurance * | $426 | $5,112 |
| Property Taxes | $1,699 | $20,388 |
| Electricity | $640 | $7,685 |
| Total | $12,877 | $154,524 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $2,375,000 |
| 2025-10-29 | Price change | $2,450,000 |
| 2025-09-15 | Price change | $2,695,000 |
| 2025-08-11 | Listed for sale | $2,895,000 |
| 2024-10-29 | Sold | $875,000 |
| 2024-07-02 | Listed for sale | $899,900 |
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