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2002 Peggy Stewart Way Unit 205, Annapolis, MD, 21401

2beds
3baths
1,365sqft
$349,000
$256price/sqft
$2,455/moest. monthly cost
$98,200/yrincome needed

About This Home

Come home to the Tidewater Colony community! This amazingly updated 2 bedroom / 2.5 bathroom upper unit features an open floor-plan, gleaming new flooring and many upgrades throughout. This meticulously maintained 2 level unit has a private balcony and tons of storage. Enjoy the incredible community pool, fitness center, clubhouse, tennis courts, playgrounds, walk/bike paths, picnic area, and ample green space for outdoor sports. The location is unbeatable - within minutes of the activities, restaurants, and shopping that Downtown Annapolis has to offer!!

Getting Around

33
WalkingCar-Dependent
27
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

5/10
5/10
Annapolis High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1995

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Dry Wall
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,365

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020283490087914
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Balcony

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$87$1,044
Property Taxes $323$3,876
Electricity $281$3,374
Total$2,455$29,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,171/yr
40% on housing$73,650/yr
45% on housing$65,466/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$358
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$349,000
2024-06-17Listing removed--
2024-06-12Listed for rent$2,450
2016-08-08Sold$249,900
2016-05-30Pending sale$249,900
2016-05-24Listed for sale$249,900
2012-11-30Listing removed$1,795
2012-09-01Listed for rent$1,795
2006-06-26Sold$305,000
2004-05-27Sold$259,900
2001-12-11Sold$135,000

For Sale by Agent

AgentDavid Thomas
BrokerageKeller Williams Capital Properties

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