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7036 Harbour Village Ct APT T1, Annapolis, MD, 21403

1beds
2baths
1,000sqft
$614,000
$614price/sqft
$4,094/moest. monthly cost
$163,760/yrincome needed

About This Home

Waterfront living at its finest. Welcome to this marina-front gem in the highly sought-after, 24-hour gated Chesapeake Harbour community. This beautifully renovated 1-bedroom, 1.5-bath terrace-level condo offers effortless coastal living paired with resort-style amenities and some of the most breathtaking views in Annapolis. Completely rehabbed from top to bottom, this home features all-new flooring, fresh paint, updated lighting, and full renovations of the kitchen, bathrooms, and separate laundry room. The kitchen shines with brand-new stainless-steel appliances (with warranties in place) and allows the buyer to select a few personal finishing touches. Please be sure to register at the main gate- combo will be supplied after the showing is scheduled. Home Warranty is negotiable. From the updated kitchen or your private patio, enjoy sweeping marina views stretching all the way to the Bay Bridge. Take in unforgettable sunrises and sunsets, watch boats glide by, Blue Angels when in town, and admire the Bay Bridge glowing at night—all set to the soothing rhythm of the Chesapeake Bay. Chesapeake Harbour Amenities Include: On-site dining at Beacon Waterfront Galley & Bar, two bay-view swimming pools and a private sandy beach, Scenic walking and biking trails, Fishing piers, kayak launch, tennis and pickleball courts, playgrounds, and picnic areas, EV charging stations, ample parking, and 24-hour gated security. Chesapeake Harbour Marina features 81 wet slips with water, electric, WiFi, and a full-service yacht facility. Ideally located just minutes from Historic Downtown Annapolis with easy access to Baltimore and Washington, D.C., Chesapeake Harbour is a true waterfront hidden gem. This exceptional home offers the perfect blend of luxury, lifestyle, and convenience. Don’t miss the opportunity to own one of the premier marina-view residences. Seller will hold a private note.

Getting Around

25
WalkingCar-Dependent
25
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-81.9 mi
5/10
Annapolis High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Other

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Washer In Unit,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 020290190042417
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Bay,Harbor,Marina,Water,Trees/Woods
  • Has water view: Yes
  • Water view: Bay,Harbor,Marina,Water
  • On waterfront: Yes
  • Waterfront features: Bay
  • Waterbody name: Chesapeake
  • Frontage length: Water Frontage Ft: 500

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,104$37,248
Home Insurance *$146$1,752
Property Taxes $563$6,756
Electricity $281$3,374
Total$4,094$49,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,365/yr
40% on housing$122,820/yr
45% on housing$109,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$328
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for rent$3,200
2026-07-10Price change$614,000
2026-05-20Price change$625,000
2025-11-19Price change$594,000
2025-10-24Listed for sale$594,900
2025-04-25Sold$340,000
2025-03-19Pending sale$340,000
2025-03-19Listing removed$340,000
2025-03-18Listed for sale$340,000
2025-03-14Pending sale$340,000
2024-11-19Sold$340,000
2015-01-01Sold$175,000
2002-12-31Sold$175,000
2000-03-07Sold$126,000

For Sale by Agent

AgentSteven Lane
BrokerageLPT Realty, LLC

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