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2004 Quay Village Ct APT T1, Annapolis, MD, 21403

1beds
2baths
1,100sqft
$395,000
$359price/sqft
$2,479/moest. monthly cost
$99,160/yrincome needed

About This Home

Welcome to 2004 Quay Village Ct #T1, located in the sought-after waterfront community of Chesapeake Harbour in Annapolis. This well-maintained 1-bedroom, 1.5-bath condominium offers comfortable, low-maintenance living with abundant natural light, spacious living areas, and two covered patios that seamlessly extend the living space outdoors. Residents enjoy access to an exceptional collection of resort-style amenities, including a private marina, kayak facilities, sandy beach access along the Chesapeake Bay, outdoor waterfront pools, tennis and pickleball courts, walking paths, picnic areas, and beautifully maintained common grounds. Trident Marina, located at the heart of the community, offers boat slips for lease accommodating yachts from approximately 30 to 120 feet, making it an ideal home base for boating enthusiasts. One of the community's most cherished traditions is gathering at the beach and waterfront common areas to watch the Wednesday Night Sailing Races, a long-standing Annapolis tradition featuring some of the region’s top sailors. Residents also enjoy front-row views of the annual Blue Angels Air Show, with spectacular aerial performances often visible directly from the community's waterfront vantage points. Additional conveniences include an on-site restaurant and pub, assigned parking, and gated entry with 24-hour security. The condominium association fee includes common area maintenance, exterior building maintenance, lawn care, pool and recreation facility access, security gate services, snow removal, and trash collection. Ideally situated near downtown Annapolis, major commuting routes, shopping, dining, and waterfront attractions, this property offers a unique opportunity to experience the best of Chesapeake Harbour’s waterfront lifestyle, combining boating, recreation, community events, and stunning Chesapeake Bay views in one exceptional setting. IMPORTANT TAX CORRECTION: the assessed value listed in SDAT is incorrect. Call co-listing agent with any questions.

Getting Around

24
WalkingCar-Dependent
27
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-81.9 mi
5/10
Annapolis High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1987

Materials

  • Roof: Architectural Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Double Oven,Oven/Range - Electric,Refrigerator,Washer,Washer/Dryer Stacked,Water Heater,Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Sliding
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Corner,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 020290190047201
  • Attached to another structure: Yes
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Lighting,Sidewalks,Tennis Court(s)

Parking

  • Total spaces: 1
  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$94$1,128
Property Taxes $107$1,284
Electricity $281$3,374
Total$2,479$29,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,994/yr
40% on housing$74,370/yr
45% on housing$66,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$329
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$350,000
2026-06-16Price change$395,000
2026-05-21Listed for sale$415,000
2005-06-20Sold$319,000
2003-06-05Sold$190,000

For Sale by Agent

AgentMelanie Wood
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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