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2020 Quay Village Ct #T-1, Annapolis, MD, 21403

1beds
1baths
1,000sqft
$700,000
$700price/sqft
$4,627/moest. monthly cost
$185,080/yrincome needed

About This Home

=== WATERFRONT= ONE BEDROOM "C" FLOOR PLAN = EXTRA WIDE CONDO: Four pane sliders in living room and there are 4 glass pane windows in master bedroom == Master has a private exit door to a beach front patio == Front row seats for the Blue Angels flyover and weekly regatta races ... Amenities galore with two community pools / pool house complexes - one directly on the bay == two community sports courts - one by Chase Pond. Onsite Gourmet Cafe - the 'Beacon' overlooking a privately owned 200 slip Marina and just an oyster shell path stroll to the private 1600-foot sandy bayfront beach with a small craft storage area... The front entrance is secured 24/7/365 and the security team walks the premises daily... HOA and CONDO fees are very affordable compared to other areas. Direct entrance walkway already in place from car park for handicap adaptable--- can further level entrance steps to kitchen... Life's a Beach !!

Getting Around

17
WalkingCar-Dependent
16
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-82.0 mi
5/10
Annapolis High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Wood Siding,Concrete,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Coastal
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Main Level,Washer In Unit,Dryer In Unit,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Combination Dining/Living,Entry Level Bedroom,Kitchen - Table Space,Primary Bedroom - Bay Front,Walk-In Closet(s)
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area above ground: 1,000
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 020290190052605
  • Attached to another structure: Yes
  • Zoning: RE
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Barbecue,Extensive Hardscape,Lighting,Private Beach,Sidewalks,Sport Court,Tennis Court(s)
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Rip-Rap,Sandy Beach,Bayfront,Canoe/Kayak,Fishing Allowed,Bay
  • Frontage length: Water Frontage Ft: 1600

Parking

  • Parking features: Lighted,Permit Included,Private,Unassigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$166$1,992
Property Taxes $641$7,692
Electricity $281$3,374
Total$4,627$55,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,640/yr
40% on housing$138,810/yr
45% on housing$123,386/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$328
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$650,000
2026-05-20Listed for sale$700,000
2005-03-21Sold$392,000

For Sale by Agent

AgentCandice Friday
BrokerageCoastal Realty Maryland

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