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2127 Beach Village Ct APT 202, Annapolis, MD, 21403

3beds
3baths
1,700sqft
$1,119,000
$658price/sqft
$7,231/moest. monthly cost
$289,240/yrincome needed

About This Home

Turnkey Waterfront Living at Chesapeake Harbor (Buyer agent participation welcomed.) Perched directly over the water with arguably one of the finest views in the community, this exceptional waterfront residence offers a rare “surrounded by water” experience. From nearly every angle, your view is uninterrupted Chesapeake Bay — stretching to the Eastern Shore, the Bay Bridge, and the mouth of the Severn River, one of the region’s great crossroads for recreational boating. Thoughtfully designed to maximize both efficiency and comfort, the residence is being offered completely furnished and turnkey, ready for immediate enjoyment. The home is equipped as a modern smart residence with voice-controlled lighting, speakers, and appliances, along with both wireless internet relay capability and hard-wired connectivity throughout. The flexible upper loft has successfully served as dual offices, a video production studio, and guest sleeping quarters — with ample space to comfortably accommodate multiple uses simultaneously. Quiet and serene, yet only steps from Chesapeake Harbor’s resort-style amenities, including: waterfront pool pickleball and tennis courts natural beach kayak storage shell paths and waterfront walking trails electric vehicle charging stations abundant wildlife and nature areas A waterfront restaurant and tiki bar are located within the community, while downtown Annapolis and its renowned dining scene are only minutes away. Conveniently located approximately 35 minutes from both BWI and Washington-area airports. Chesapeake Harbor is a welcoming gated waterfront community equally suited for full-time living, weekend escapes, second-home ownership, or investment opportunities. Residence 2127 is offered fully furnished and turnkey. Private showings available by appointment. OPEN HOUSE Saturday, May 16 12:30 PM – 3:00 PM

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

4/10
Annapolis Middle SchoolGrades 6-82.1 mi
5/10
Annapolis High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None,Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 0290190065077

Features

  • Exterior features: Other,Composition
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1,650 sqft

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,658$67,896
Home Insurance *$266$3,192
Property Taxes $1,026$12,312
Electricity $281$3,374
Total$7,231$86,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,920/yr
40% on housing$216,930/yr
45% on housing$192,826/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$658This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$325
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,197,000
2017-06-14Sold$647,500
2017-03-10Pending sale$650,000
2017-03-03Listed for sale$650,000
2006-05-03Sold$1,025,000
2005-03-09Sold$725,000
1998-05-27Sold$340,000

For Sale by Owner

AgentProperty Owner

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