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252 Cypress Creek Rd, Severna Park, MD, 21146

2beds
1baths
914sqft
$549,900
$602price/sqft
$3,745/moest. monthly cost
$149,800/yrincome needed

About This Home

Getting Around

12
WalkingCar-Dependent
16
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

10/10
9/10
Severna Park High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Coastal,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bathroom - Stall Shower,Combination Kitchen/Dining,Eat-in Kitchen,Dry Wall
  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 914

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 914
  • Total interior livable area: 914 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020300006558100
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Creek/Stream,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC)
  • Waterbody name: Cypress Creek
  • Frontage length: Water Frontage Ft: 25

Lot

  • Lot size: 8,276 sqft
  • Features: Fishing Available,Bulkheaded,Flood Plain

Parking

  • Total spaces: 2
  • Parking features: Crushed Stone,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$144$1,728
Property Taxes $540$6,480
Electricity $281$3,374
Total$3,745$44,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,400/yr
40% on housing$112,350/yr
45% on housing$99,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$370
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentCheryl Byrd
BrokerageCompass

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