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1312 Tuggies Rd, Pasadena, MD, 21122

2beds
1baths
1,548sqft
$970,000
$627price/sqft
$6,921/moest. monthly cost
$276,840/yrincome needed

About This Home

Refurbished, unique waterfront offering and opportunity! The opportunity to own a unique waterfront investment with two refurbished cottages with all the comforts of home. Large, level, waterfront parcel with huge ground decks for entertaining. Dock with boatlift and 200 linear feet of beautiful shoreline.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Chesapeake High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1930

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Block,Wood Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Cooktop,Microwave,Dishwasher,Dryer,ENERGY STAR Qualified Refrigerator,Six Burner Stove,Washer,Water Heater,Water Treat System

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic,Kitchen - Table Space,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Living,Open Floorplan,Vaulted Ceiling(s)
  • Door features: Insulated,Sliding Glass
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,548

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,548
  • Total interior livable area: 1,548 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020300022373400
  • Zoning: R2
  • Special condition: Standard
  • Other equipment: Some

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: None,Creek/Stream,Fishing Allowed,Private Access,Swimming Allowed
  • Waterbody name: Rock Creek
  • Frontage length: Water Frontage Ft: 200

Lot

  • Lot size: 0.56 Acres
  • Features: Backs to Trees

Parking

  • Parking features: Private,Gravel,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$315$3,780
Property Taxes $1,421$17,052
Electricity $281$3,374
Total$6,921$83,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,291/yr
40% on housing$207,630/yr
45% on housing$184,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 21122$232
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21122$258
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-18Listed for sale$970,000
2014-08-09Listing removed$269,000
2014-01-17Price change$269,000
2013-08-17Price change$285,000
2013-04-10Price change$325,000
2012-05-01Price change$359,000
2012-03-20Listed for sale$375,000
2011-09-04Listing removed$399,990
2011-07-23Price change$399,990
2010-09-21Listed for sale$379,990
2006-04-06Sold$110,000

For Sale by Agent

AgentJohn Holt
BrokerageAray Realty Corporation PC

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