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380 Sheffield Rd, Severna Park, MD, 21146

5beds
4baths
2,728sqft
$950,000
$348price/sqft
$6,352/moest. monthly cost
$254,080/yrincome needed

About This Home

Need an In-Law Suite? You got it! This Chartwell home is perfectly renovated with a neutral yet modern farmhouse style. The beautiful gleaming wood floors were recently refinished and are on both the main and upper levels! You have a large central kitchen with two pantries and two counter seating spaces! The kitchen features stainless appliances, butcher block counters and that special hot water spigot on your sink that everyone loves! There is a great flow for entertaining and family gatherings here will be a joy with the layout. You have 4 upper bedrooms and can use the lower level (complete with kitchen and full bath) for your 5th bedroom! The primary bedroom is very generously sized with a brand new and beautifully tiled bathroom and special shower! Upper level laundry room, side entry garage, fire pit area out back, all-season room of family room... and you have a big covered front porch too! The extra details make this home warm and inviting which include wrought iron stairway spindles, glass door knobs throughout and beautifully trimmed out window casings that you won't even want to cover up with curtains. Everything is crisp and fresh and move-in ready! Recent updates include brand new roof, electrical panel, and hot water heater. The HVAC is 5/6 years old, with the windows and siding 2019 ish as well. Your are an easy walk to the pool, tennis courts and Kinder. Farm Park This home has been thoughtfully updated and loved!

Getting Around

39
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Severna Park High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,728

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 3,560
  • Total interior livable area: 2,728 sqft

Kitchen

  • Level: Lower

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 020318090007012
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$249$2,988
Property Taxes $953$11,436
Electricity $347$4,170
Total$6,352$76,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,782/yr
40% on housing$190,560/yr
45% on housing$169,386/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$368
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$950,000
2026-07-03Price change$959,500
2026-06-11Listed for sale$965,000
2026-06-06Contingent$965,000
2026-05-30Listed for sale$965,000
2015-01-01Sold$535,000
2013-11-27Sold$535,000
2013-09-04Price change$549,000
2013-07-02Listed for sale$595,000

For Sale by Agent

AgentSandy Savani
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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