449 Cloverdale Cir, Severna Park, MD, 21146
About This Home
>> IMMEDIATE AVAILABILITY & TURN KEY EQUITY << Assumable VA Loan [Look UP The Schools] Solid Home Featuring Well Over 1,700 Sq Ft of Living Space on a LARGE Corner Lot [Fenced-In Rear Yard] > SEVERNA PARK < MIUNTES FROM THE SEVERN RIVER <> Home Qualifies for Up To $10,000 in Closing Cost Help <>UPDATED ROOF, UPDATED SEPTIC, UPDATED HVAC, UPDATED SIDING & GRANITE COUNTER TOPS <> NO HOA <> Large Living Area, 4 Spacious Bedrooms, 2 Full Baths, Separate Dining Room, Vast Lower Level With Washer/Dryer and Lots of Storage & There's a Deck Overlooking a Private Yard Perfect for The Dogs to Romp and Cookouts With Family & Friends <> CHECK OUT THE PUBLIC SCHOOLS < Shopping Minutes Away & Easy Access Out to ALL Major Routes Leading to NSA/Ft Meade, DC, Baltimore, Annapolis.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Block,Slab
- Roof: Shingle
- Construction materials: Block,Brick Front,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Lower Level
Basement
- Area: 800
Basement
- Has basement: Yes
- Basement: Finished,Heated,Interior Entry,Exterior Entry,Space For Rooms
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Dry Wall
- Door features: Sliding Glass,Storm Door(s)
- Finished area below ground: 800
- Finished area above ground: 1,136
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,936
- Total interior livable area: 1,936 sqft
Property
Accessibility
- Accessibility features: Accessible Hallway(s)
Details
- Parcel number: 020318432120107
- Zoning: R2
- Special condition: Standard
Features
- Levels: Split Foyer,Two
- Stories: 2
- Pool features: None
- Fencing: Wood
Lot
- Lot size: 0.46 Acres
- Features: Corner Lot,Backs to Trees,Cul-De-Sac,Front Yard,Landscaped,No Thru Street,Rear Yard
Parking
- Total spaces: 5
- Parking features: Concrete,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $577 | $6,924 |
| Electricity | $281 | $3,374 |
| Total | $3,783 | $45,396 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $550,000 |
| 2026-07-12 | Listed for sale | $569,900 |
| 2022-04-15 | Sold | $490,000 |
| 2022-03-08 | Contingent | $479,900 |
| 2022-03-07 | Price change | $479,900 |
| 2022-03-01 | Listed for sale | $489,900 |
| 2020-07-24 | Listing removed | $2,495 |
| 2020-07-12 | Listed for rent | $2,495 |
| 2019-06-21 | Listing removed | $2,200 |
| 2019-04-30 | Price change | $2,200 |
| 2019-04-12 | Listed for rent | $2,400 |
| 2017-08-16 | Listing removed | $2,295 |
| 2017-06-15 | Listed for rent | $2,295 |
| 2016-06-06 | Listing removed | $2,050 |
| 2014-04-08 | Listing removed | $2,150 |
| 2014-01-15 | Listed for rent | $2,150 |
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