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686 Bell Rd, La Fayette, GA, 30728

4beds
4baths
2,714sqft
$839,900
$309price/sqft
$5,954/moest. monthly cost
$238,160/yrincome needed

About This Home

This stunning and meticulously detailed custom-built home with 4 bedrooms, 3 ½ baths sits on 3.64 acres of serene farmland and peaceful rural living, while still offering the convenience of nearby shopping, restaurants and more. The open-concept floor plan is intentionally designed for entertaining and taking in the views from every room. Inside, you'll find premium finishes, including custom flooring, brick, and tile accents, and beautiful fireplaces throughout. The state-of-the-art kitchen is a chef's dream, equipped with stainless steel appliances, including two refrigerators, two dishwashers, a wall oven, an ice machine, and a wine cooler. Raising the inside doors will make your heart sing when you feel the breeze from outside from multiple motorized screens from the beautiful entertainment area. The oversized primary suite includes a grand walk-in closet and a spa-like bath with a tiled shower, beautiful flooring, and a gorgeous soaking tub overlooking a fireplace to relax. Outdoor highlights include a large 18x36 saltwater pool with a diving board and a beautiful jacuzzi for your summer entertainment, and a covered multiple motorized screened-in back porch with a fireplace for year-round enjoyment, and an expansive entertaining space that is a must see. A welcoming front rocking chair porch provides a perfect spot for coffee and capturing sunset moments, all blending modern finishes with the beauty of natural surroundings of farms. You must see this one in person to truly appreciate the panoramic views, architectural detail, and lifestyle this property provides. It is like no other. Come today and let me help you call it HOME. Call for your private showing today. Under Contract with a 48-hour First Right of Refusal in place. Keep showing, please.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
6/10
Lafayette High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Water Heater,Ice Maker,Microwave,Refrigerator,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Separate Dining Room,Split Bedrooms,Connected Shared Bathroom
  • Flooring: Brick,Tile,Engineered Hardwood
  • Number of fireplaces: 4
  • Fireplace features: Bedroom,Bath,Electric,Gas Log,Great Room,Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,714

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Multi Units

Interior Area

  • Total structure area: 2,714
  • Total interior livable area: 2,714 sqft

Property

Details

  • Parcel number: 03282 007a

Features

  • Levels: One
  • Pool features: Diving Board,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened,Porch - Covered
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Mountain(s),Other

Lot

  • Lot size: 3.64 Acres
  • Features: Cleared,Level,Private,Rectangular Lot,Sloped Down
  • Lot size dimensions: 200 x 796 x 199 x 795

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,246$50,952
Home Insurance *$162$1,944
Property Taxes $1,283$15,396
Electricity $263$3,164
Total$5,954$71,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,137/yr
40% on housing$178,620/yr
45% on housing$158,773/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 30728$103
Walker County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 30728
Walker County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$839,900
2026-04-06Price change$849,900
2026-03-12Listed for sale$859,900
2026-03-12Listing removed--
2026-03-12Price change$859,900
2026-03-03Price change$854,900
2026-01-24Listed for sale$859,900
2024-09-09Listing removed$799,900
2024-08-22Price change$799,900
2024-08-21Price change$750,000
2024-08-05Price change$950,000
2024-07-25Price change$1,000,000
2024-07-02Listed for sale$1,100,000
2023-11-21Sold$585,000
2022-12-09Sold$50,000

For Sale by Agent

AgentJodi Newell
BrokerageKeller Williams Realty

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