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524 Harlequin Ln, Severna Park, MD, 21146

5beds
5baths
7,255sqft
$1,900,000
$262price/sqft
$12,601/moest. monthly cost
$504,040/yrincome needed

About This Home

Perfectly positioned on a private, nearly one-acre homesite in the prestigious Severna Park community of Harlequin, this extraordinary custom estate offers more than 8,000 square feet of thoughtfully designed living space, blending timeless elegance with modern comfort. The residence showcases exceptional craftsmanship, grand proportions, and a level of detail rarely found, creating a home equally suited for lavish entertaining and everyday living. Rich hardwood flooring, soaring ceilings, architectural moldings, and custom finishes set the tone throughout the home. A dramatic two-story foyer with a sweeping curved staircase welcomes guests and opens to elegant formal living and dining rooms. Refined principal rooms transition seamlessly into warm, inviting gathering spaces, including a spectacular two-story family room with fireplace, an expansive gourmet kitchen designed for both cooking and entertaining, and a sun-drenched sunroom featuring walls of windows and French doors that connect effortlessly to the outdoor living areas. The main level also offers a private junior suite with bedroom and full bath, ideal for guests or multigenerational living. Upstairs, the extraordinary primary suite encompasses approximately 1,450 square feet and serves as a true private retreat, complete with a sitting area, balcony, gas fireplace, kitchenette, luxurious marble spa bath, and two expansive walk-in closets. Two additional bedrooms connected by a Jack-and-Jill bath and a spacious laundry room with custom cabinetry and abundant storage complete the upper level. The recently remodeled lower level has been transformed into an exceptional recreation and entertainment destination. Designed for gathering and relaxation, the space features a beautifully appointed custom bar highlighted by a stunning tile backsplash wall, beverage and wine refrigerators, and ample room for hosting family and friends. Enjoy a game of pool, unwind in the spacious family room for movie nights and sporting events, or maintain your fitness routine in the dedicated gym with specialized flooring. The lower level also includes a private bedroom with an ensuite bath, providing comfortable accommodations for guests, an au pair, or extended family. Outside, immaculately landscaped grounds create a peaceful retreat, complemented by an oversized Trex deck overlooking the private backyard. Surrounded by mature trees and natural beauty, this exceptional property offers a rare combination of privacy and convenience, just moments from Severna Park's top-rated schools, shopping, dining, and commuter routes.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Severna Park High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block
  • Construction materials: Brick Front

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 1300

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,300
  • Finished area above ground: 5,955

Heating & Cooling

  • Heating features: Programmable Thermostat,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 7,255
  • Total interior livable area: 7,255 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020341390074978
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.91 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$498$5,976
Property Taxes $1,572$18,864
Electricity $924$11,092
Total$12,601$151,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$432,034/yr
40% on housing$378,030/yr
45% on housing$336,026/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$370
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$1,900,000
2026-06-29Listing removed$1,900,000
2026-06-20Contingent$1,900,000
2026-06-13Listed for sale$1,900,000
2023-07-09Listing removed--
2021-08-05Sold$1,395,000
2021-06-04Pending sale$1,395,000
2021-06-04Listed for sale$1,395,000
2020-09-10Sold$1,300,000
2020-07-19Pending sale$1,300,000
2020-07-16Listed for sale$1,300,000
2017-11-22Sold$1,065,000
2017-09-14Pending sale$1,149,900
2017-07-25Price change$1,149,900
2017-06-02Price change$1,175,000
2017-04-11Price change$1,195,000
2017-03-07Listed for sale$1,295,000
1993-08-12Sold$147,500

For Sale by Agent

AgentCarol Snyder
BrokerageMonument Sotheby's International Realty

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