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614 McKinway, Severna Park, MD, 21146

3beds
3baths
1,364sqft
$470,000
$345price/sqft
$3,249/moest. monthly cost
$129,960/yrincome needed

About This Home

Welcome to this sun-filled 3-bedroom, 2.5-bath home nestled in the highly desirable community of Severna Park! Thoughtfully designed with comfort and functionality in mind, this charming home offers spacious living areas, and an inviting indoor-outdoor flow perfect for everyday living and entertaining. Step inside to a warm and welcoming sitting room that seamlessly connects to the galley-style kitchen, complete with sleek stainless steel appliances, ample cabinetry, and an adjoining dining area ideal for casual meals or hosting guests. Just off the dining space, step onto the deck overlooking the expansive fenced backyard, a perfect setting for outdoor gatherings, summer barbecues, or simply relaxing and unwinding. The main level also features a spacious living room and a convenient powder room for guests. The upstairs features new flooring and a primary suite with a private en-suite bath, while two additional generously sized bedrooms and a second full bath provide plenty of room for family, guests, or a home office. The finished lower level adds even more versatile living space with a cozy recreation room, plus abundant storage options to keep everything organized. Ideally located in the heart of Severna Park, this home offers easy access to shopping, dining, and so much more! Combining charm, space, and convenience, this is a home you won’t want to miss!

Getting Around

33
WalkingCar-Dependent
20
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

10/10
9/10
Severna Park High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Dishwasher,Exhaust Fan,Disposal,Microwave,Oven/Range - Electric,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Interior Entry,Partially Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s)
  • Level: Main

Family Room

  • Features: Recessed Lighting
  • Level: Lower

Features

  • Dining Area,Floor Plan - Traditional,Primary Bath(s),Ceiling Fan(s),Recessed Lighting
  • Door features: Sliding Glass
  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,364

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,024
  • Total interior livable area: 1,364 sqft

Kitchen

  • Features: Kitchen - Electric Cooking
  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Features: Ceiling Fan(s),Attached Bathroom
  • Level: Upper

Sitting Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020354990002762
  • Attached to another structure: Yes
  • Zoning: R5
  • Special condition: Standard
  • Exclusions: See Disclosures

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Brick,Roof
  • Exterior features: Lighting
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 4,675 sqft
  • Features: Landscaped,Rear Yard

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$123$1,476
Property Taxes $469$5,628
Electricity $281$3,374
Total$3,249$38,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,394/yr
40% on housing$97,470/yr
45% on housing$86,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$371
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$460,000
2026-08-06Price change$460,000
2026-07-30Listed for sale$470,000
2026-06-13Contingent$470,000
2026-06-11Listed for sale$470,000
2023-06-15Sold$425,000
2023-06-02Pending sale$405,000
2018-11-21Sold$296,000
2018-05-21Sold$296,000
2018-03-03Price change$295,000
2018-01-26Listed for sale$299,997
2015-11-05Listing removed$2,000
2015-09-25Listed for sale$312,500
2003-06-17Sold$199,500
2001-07-25Sold$138,000

For Sale by Agent

AgentNick Waldner
BrokerageKeller Williams Realty Centre

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