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7807 Harbor Dr, Baltimore, MD, 21226

2beds
2baths
1,162sqft
$350,000
$301price/sqft
$2,443/moest. monthly cost
$97,720/yrincome needed

About This Home

PRICE ENHANCEMENT! Come view this two-bedroom, two-bathroom house offers approximately 1,012 square feet of living space. The primary bedroom located on the main level. The second bedroom is well-proportioned and can accommodate converting to 2 bedrooms. Roof replaced in 2021 and 2nd floor windows replaced in 2022. Kitchen and main level bathroom have recently been updated. The two full bathrooms provide convenient access. The property includes a yard, providing outdoor space for relaxation or potential landscaping. This home presents an opportunity for those seeking a comfortable and functional living environment. Professional photos coming soon!

Getting Around

34
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

3/10
Solley Elementary SchoolGrades PK-51.5 mi
5/10
Northeast Middle SchoolGrades 6-83.1 mi
5/10
Northeast High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1940

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Washer,Washer/Dryer Stacked,Water Heater,Ice Maker,Electric Water Heater
  • Laundry features: In Basement,Main Level

Basement

  • Area: 250

Basement

  • Has basement: Yes
  • Basement: Finished,Improved,Heated,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 250
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,162
  • Total interior livable area: 1,162 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020361502471692
  • Zoning: R5
  • Special condition: Standard
  • Exclusions: Shed

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 4,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$134$1,608
Property Taxes $259$3,108
Electricity $281$3,374
Total$2,443$29,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,760/yr
40% on housing$73,290/yr
45% on housing$65,146/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 21226$144
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21226$303
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$345,000
2026-07-16Listed for sale$350,000

For Sale by Agent

AgentNoreen Dalisera
BrokerageColdwell Banker Realty

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