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7801 Waterview Dr, Baltimore, MD, 21226

3beds
2baths
1,367sqft
$425,000
$311price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Waterview rancher offering the perfect blend of comfort and coastal charm. The inviting living room showcases a cozy pellot stove, while the primary suite offers a skylight and private full bath. Two additional bedrooms and a second full bath complete the main level. The unfinished basement provides ample space for storage, utilities, and a dedicated laundry area. Step outside to relax on your deck and take in peaceful water views, or head down to your private pier for easy access to the water. Recent updates include fresh paint, new flooring kitchen & living room. Located in a water-privileged community with non-riparian rights, residents enjoy access to a boat ramp, community pier, beach, picnic area, and tot lot ). A rare opportunity to enjoy waterfront living without the waterfront price.

Getting Around

34
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

3/10
Solley Elementary SchoolGrades PK-51.5 mi
5/10
Northeast Middle SchoolGrades 6-83.1 mi
5/10
Northeast High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1935

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Water Heater,Exhaust Fan,Dryer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Unfinished,Interior Entry

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Combination Kitchen/Dining,Entry Level Bedroom,Floor Plan - Traditional,Kitchen - Galley
  • Flooring: Carpet,Laminate,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,367

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,734
  • Total interior livable area: 1,367 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020361531896400
  • Zoning: R5
  • Special condition: Standard
  • Exclusions: Leased Propane Tank

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Private Beach
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Public Access,Beach Access
  • Waterbody name: Cox Creek

Lot

  • Lot size: 5,035 sqft

Parking

  • Parking features: Asphalt,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$163$1,956
Property Taxes $308$3,696
Electricity $281$3,374
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 21226$142
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21226$303
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$495,000
2026-04-17Listed for sale$525,000
2021-05-24Listing removed$375,000
2021-05-03Pending sale$375,000
2021-04-30Price change$375,000
2021-04-23Listed for sale$399,000
2012-09-14Listing removed$275,000
2012-09-06Price change$275,000
2012-04-16Price change$279,900
2012-03-03Listed for sale$289,900
2005-03-09Sold$200,000

For Sale by Agent

AgentMichele Schmidt
BrokerageKeller Williams Flagship

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