




1448 West Way, Arnold, MD, 21012
About This Home
Nestled along Chase Creek in the sought-after Pines on the Severn community, this utterly charming waterfront cottage is the definition of storybook living. Overflowing with character, warmth, and thoughtful updates, 1448 Westway offers the rare combination of cozy cottage appeal and exceptional outdoor-lifestyle amenities, just minutes from Downtown Annapolis and Route 50. Inside, knotty pine walls create a timeless cottage feel, while the exquisitely lit enclosed porch provides the perfect setting for morning coffee, reading, or entertaining year-round. The updated kitchen features granite countertops, upgraded wood cabinetry, recently installed refrigerator, and quality finishes. Additional recent improvements include double-paned, energy-efficient windows, top rated Mitsubishi AC units, and all recently updated lower level doors. Upstairs you will find updated ceilings, carpeting and the addition of a spacious walk-in closet. Bathrooms include updated toilets, charming checkerboard tile flooring, and a recently installed upstairs shower. Step outside to enjoy an exceptional waterfront setting with approximately 75 feet non-riparian waterfront along Chase Creek, one of the highest quality bodies of water in all of the Severn River. The beautifully crafted ipe wooden rear stairway and deck overlook the water and lead down to a stunning stone patio ideal for outdoor entertaining. The outdoor breezeway connects to a large freshly painted basement offering abundant storage, gardening space, and a dedicated kayak/canoe rack. After boating, paddleboarding, or beach days, unwind in the convenient outdoor shower. Property offers BRAND NEW roof and kitchen skylight, refinished kitchen flooring, newly built/stained front deck, repainted enclosed porch flooring, and freshly painted upper level spaces as well as the spacious basement. The basement presents an excellent opportunity for future finishing. Its side and rear entrances, along with an elongated window, add convenience and versatility to the space. Pines on the Severn offers an unmatched lifestyle with community amenities including a sandy beach, boat slips, floating dock, boat ramp, canoe/kayak storage, playground, ball fields, tennis and basketball courts, community pool, and easy access to the B&A Trail. A truly special property blending waterfront charm, community lifestyle, and modern updates in one unforgettable cottage retreat. Deeded 9'x18' parking space on neighboring pad plus readily available on‑street parking around the corner on Severn Way and at the level community beach parking area a short flat walk from the cottage. Special Notes: This property is part of a Special Community Benefits District (SCBD) that transfers $589 annually from paid local taxes to the Pines Community Improvement Association (PCIA) instead of HOA fees.
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Concrete Perimeter
- Construction materials: Shingle Siding,Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Oven/Range - Gas,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Gas Water Heater
- Laundry features: In Basement
Basement
- Area: 824
Basement
- Has basement: Yes
- Basement: Windows,Side Entrance,Rear Entrance,Connecting Stairway,Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Upgraded Countertops,Primary Bedroom - Bay Front,Exposed Beams,Dry Wall
- Door features: French Doors
- Window features: Skylight(s),Sliding,Double Pane Windows,ENERGY STAR Qualified Windows
- Flooring: Wood,Carpet
- Number of fireplaces: 1
- Fireplace features: Brick,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,197
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: Ductless,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,021
- Total interior livable area: 1,197 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020365690022020
- Zoning: R2
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Patio,Porch,Deck,Enclosed
- Exterior features: Outdoor Shower,Stone Retaining Walls
- Has view: Yes
- View description: Creek/Stream,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- On waterfront: Yes
- Waterfront features: Boat/Launch Ramp - Public,Sandy Beach,Shared,Creek/Stream,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed,Waterski/Wakeboard,Public Access
- Waterbody name: Chase Creek
- Frontage length: Water Frontage Ft: 75
Lot
- Lot size: 6,746 sqft
- Features: Stream/Creek,Backs - Open Common Area
Parking
- Total spaces: 1
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $894 | $10,728 |
| Electricity | $281 | $3,374 |
| Total | $5,166 | $61,992 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $695,000 |
| 2026-07-23 | Price change | $750,000 |
| 2026-06-12 | Price change | $795,000 |
| 2026-05-27 | Listed for sale | $850,000 |
| 2021-03-24 | Listing removed | -- |
| 2016-02-16 | Listing removed | $2,000 |
| 2016-01-03 | Listed for rent | $2,000 |
| 2015-08-17 | Sold | $285,000 |
| 2015-04-28 | Pending sale | $280,000 |
| 2015-04-22 | Listed for sale | $280,000 |
