See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1448 West Way, Arnold, MD, 21012

2beds
2baths
1,197sqft
$750,000
$627price/sqft
$5,166/moest. monthly cost
$206,640/yrincome needed

About This Home

Nestled along Chase Creek in the sought-after Pines on the Severn community, this utterly charming waterfront cottage is the definition of storybook living. Overflowing with character, warmth, and thoughtful updates, 1448 Westway offers the rare combination of cozy cottage appeal and exceptional outdoor-lifestyle amenities, just minutes from Downtown Annapolis and Route 50. Inside, knotty pine walls create a timeless cottage feel, while the exquisitely lit enclosed porch provides the perfect setting for morning coffee, reading, or entertaining year-round. The updated kitchen features granite countertops, upgraded wood cabinetry, recently installed refrigerator, and quality finishes. Additional recent improvements include double-paned, energy-efficient windows, top rated Mitsubishi AC units, and all recently updated lower level doors. Upstairs you will find updated ceilings, carpeting and the addition of a spacious walk-in closet. Bathrooms include updated toilets, charming checkerboard tile flooring, and a recently installed upstairs shower. Step outside to enjoy an exceptional waterfront setting with approximately 75 feet non-riparian waterfront along Chase Creek, one of the highest quality bodies of water in all of the Severn River. The beautifully crafted ipe wooden rear stairway and deck overlook the water and lead down to a stunning stone patio ideal for outdoor entertaining. The outdoor breezeway connects to a large freshly painted basement offering abundant storage, gardening space, and a dedicated kayak/canoe rack. After boating, paddleboarding, or beach days, unwind in the convenient outdoor shower. Property offers BRAND NEW roof and kitchen skylight, refinished kitchen flooring, newly built/stained front deck, repainted enclosed porch flooring, and freshly painted upper level spaces as well as the spacious basement. The basement presents an excellent opportunity for future finishing. Its side and rear entrances, along with an elongated window, add convenience and versatility to the space. Pines on the Severn offers an unmatched lifestyle with community amenities including a sandy beach, boat slips, floating dock, boat ramp, canoe/kayak storage, playground, ball fields, tennis and basketball courts, community pool, and easy access to the B&A Trail. A truly special property blending waterfront charm, community lifestyle, and modern updates in one unforgettable cottage retreat. Deeded 9'x18' parking space on neighboring pad plus readily available on‑street parking around the corner on Severn Way and at the level community beach parking area a short flat walk from the cottage. Special Notes: This property is part of a Special Community Benefits District (SCBD) that transfers $589 annually from paid local taxes to the Pines Community Improvement Association (PCIA) instead of HOA fees.

Getting Around

14
WalkingCar-Dependent
25
TransitSome Transit
13
BikeSomewhat Bikeable

Schools

10/10
Arnold Elementary SchoolGrades K-50.9 mi
9/10
8/10
Broadneck High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Shingle Siding,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Oven/Range - Gas,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 824

Basement

  • Has basement: Yes
  • Basement: Windows,Side Entrance,Rear Entrance,Connecting Stairway,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Upgraded Countertops,Primary Bedroom - Bay Front,Exposed Beams,Dry Wall
  • Door features: French Doors
  • Window features: Skylight(s),Sliding,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,197

Heating & Cooling

  • Heating features: Radiator,Natural Gas
  • Cooling features: Ductless,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,021
  • Total interior livable area: 1,197 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020365690022020
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Patio,Porch,Deck,Enclosed
  • Exterior features: Outdoor Shower,Stone Retaining Walls
  • Has view: Yes
  • View description: Creek/Stream,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Water
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Public,Sandy Beach,Shared,Creek/Stream,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed,Waterski/Wakeboard,Public Access
  • Waterbody name: Chase Creek
  • Frontage length: Water Frontage Ft: 75

Lot

  • Lot size: 6,746 sqft
  • Features: Stream/Creek,Backs - Open Common Area

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$199$2,388
Property Taxes $894$10,728
Electricity $281$3,374
Total$5,166$61,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,120/yr
40% on housing$154,980/yr
45% on housing$137,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$627This listing

vs Other Active Listings

Avg $/sqft

ZIP 21012$273
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21012$288
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$695,000
2026-07-23Price change$750,000
2026-06-12Price change$795,000
2026-05-27Listed for sale$850,000
2021-03-24Listing removed--
2016-02-16Listing removed$2,000
2016-01-03Listed for rent$2,000
2015-08-17Sold$285,000
2015-04-28Pending sale$280,000
2015-04-22Listed for sale$280,000

For Sale by Agent

AgentGeorgia Sears
BrokerageTTR Sotheby's International Realty

Similar Homes