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1430 Point O Woods Ct, Arnold, MD, 21012

3beds
3baths
1,587sqft
$425,000
$268price/sqft
$2,991/moest. monthly cost
$119,640/yrincome needed

About This Home

Welcome to this beautifully maintained townhome in the desirable Point-O-Woods community of Arnold, where thoughtful updates and a functional floor plan make this home truly move-in ready. Major improvements have already been completed, including replacement windows (2020), a new roof (2021), water heater (2020), HVAC system (2021), interior doors (2021), updated upper-level flooring (2022), and a refreshed tub and shower surround (2020), giving the next owner peace of mind for years to come. The main level offers an inviting layout with a spacious living room that flows into the dining area, complete with custom built-ins and sliding glass doors leading to the rear deck—perfect for indoor-outdoor entertaining. The kitchen features upgraded countertops, ample cabinetry, and table space for casual dining, while a conveniently located half bath completes the main level. Upstairs, you'll find three comfortable bedrooms and a full bath, highlighted by updated flooring, and custom built closets throughout the level. The finished walk-out lower level provides exceptional flexibility with a large recreation room, a full bath, laundry area, generous storage space, and direct access to the fully fenced rear yard, creating the perfect space for guests, a home office, or additional living and entertaining. Ideally located in the heart of Arnold, this home offers easy access to shopping, restaurants, parks, Broadneck schools, downtown Annapolis, and Route 50 for convenient commuting to Baltimore, Washington, D.C., and the Eastern Shore. Combining tasteful updates, versatile living space, and an unbeatable location, this is one you won't want to miss.

Getting Around

37
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

6/10
9/10
8/10
Broadneck High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Combination

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Dryer,Electric Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Walk-Out Access,Full

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Lower

Bedroom1

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Built-in Features,Combination Dining/Living,Kitchen - Table Space,Upgraded Countertops
  • Door features: Six Panel
  • Window features: Double Pane Windows
  • Flooring: Engineered Wood,Carpet
  • Finished area below ground: 420
  • Finished area above ground: 1,167

Foyer

  • Level: Main

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,734
  • Total interior livable area: 1,587 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020366390038943
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Sidewalks
  • Fencing: Privacy,Back Yard

Lot

  • Lot size: 1,306 sqft

Parking

  • Parking features: Assigned,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$113$1,356
Property Taxes $448$5,376
Electricity $281$3,374
Total$2,991$35,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,548/yr
40% on housing$89,730/yr
45% on housing$79,760/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 21012$279
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21012$288
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$425,000
2026-07-31Listed for sale$425,000
2020-03-19Sold$303,000
2020-02-06Listed for sale$295,000
2004-08-09Sold$223,750
1998-09-04Sold$115,000
1994-12-30Sold$116,900

For Sale by Agent

AgentJody Buck
BrokerageCummings & Co. Realtors

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