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208 Harlem Rd, Pasadena, MD, 21122

4beds
2baths
1,476sqft
$475,000
$322price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

WOW—what a view! Take in breathtaking, unobstructed water views that create a serene and ever-changing backdrop to your everyday life. This home was in the midst of a thoughtful renovation, offering a rare opportunity to step in and complete a vision—or design your own custom retreat from the ground up. Picture a stunning deck just off the sliders, the perfect setting for morning coffee, evening sunsets, and effortless indoor-outdoor living. With the community beach just steps beyond your back gate, the water becomes an extension of your lifestyle. Enjoy the benefits of non-riparian waterfront living—capturing the beauty, tranquility, and charm of the water without the premium price attached. A unique opportunity to create something truly special. Conventional financing required due to current renovation status. Water oriented community of Riviera Beach offers a sandy beach, walking paths, community parks, baseball fields, and so much more - and for a small fee, boat ramp access - the voluntary community association helps maintain all Riviera Beach has to offer. Owner financing may be available

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
5/10
Northeast Middle SchoolGrades 6-83.0 mi
5/10
Northeast High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater
  • Laundry features: In Basement,Hookup

Basement

  • Area: 672

Basement

  • Has basement: Yes
  • Basement: Partial,Heated,Interior Entry,Exterior Entry,Side Entrance,Space For Rooms,Unfinished,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Recessed Lighting,Other
  • Door features: Six Panel,Sliding Glass
  • Window features: Double Hung,Atrium,Replacement,Screens,Vinyl Clad,Bay/Bow
  • Flooring: Hardwood,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,148
  • Total interior livable area: 1,476 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020369301219500
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Roof Deck
  • Fencing: Wood
  • Has view: Yes
  • View description: Water,River,Creek/Stream
  • Has water view: Yes
  • Water view: Water,River,Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Boat/Launch Ramp - Private,Private Dock Site,Sandy Beach,Creek/Stream,Boat - Powered,Canoe/Kayak,Personal Watercraft (PWC),Private Access,Beach Access,Sail,Swimming Allowed,Waterski/Wakeboard
  • Waterbody name: Stoney Creek
  • Frontage length: Water Frontage Ft: 1

Lot

  • Lot size: 7,500 sqft
  • Features: Backs - Open Common Area,Private,Rear Yard,SideYard(s),Other

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$154$1,848
Property Taxes $521$6,252
Electricity $281$3,374
Total$3,357$40,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 21122$235
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21122$258
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$475,000
2026-03-24Listed for sale$499,900
2023-01-17Sold$460,000

For Sale by Agent

AgentBeverly Harkum Locantore
BrokerageRE/MAX Executive

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