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8438 Church Rd, Pasadena, MD, 21122

3beds
--baths
1,080sqft
$350,000
$324price/sqft
$2,570/moest. monthly cost
$102,800/yrincome needed

About This Home

Don’t miss this exceptional duplex opportunity in the highly desirable Riviera Beach community. This lead-free property features two separate units—one with one bedroom and one bathroom, and the other with two bedrooms and one bathroom—making it perfect for investors, multi-generational living, or those looking to offset their mortgage with rental income. The home also offers a rear deck and a spacious fenced-in backyard, adding even more appeal to this versatile property. A great find in a prime location—schedule a showing today!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
5/10
Northeast Middle SchoolGrades 6-82.8 mi
5/10
Northeast High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 624

Bedrooms & Bathrooms

  • Bedrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Electric,Oil
  • Cooling features: Window Unit(s),Electric,Other

Interior Area

  • Total structure area: 1,704
  • Total interior livable area: 1,080 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020369324379605
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Pool features: None

Lot

  • Lot size: 6,250 sqft

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$113$1,356
Property Taxes $407$4,884
Electricity $281$3,374
Total$2,570$30,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,114/yr
40% on housing$77,100/yr
45% on housing$68,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 21122$236
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21122$258
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$350,000
2026-01-16Listing removed$324,900
2025-12-23Listed for sale$324,900
2025-12-08Pending sale$324,900
2025-08-25Price change$324,900
2025-08-07Listed for sale$349,900
1999-03-29Sold$107,000

For Sale by Agent

AgentDaniel Cohen
BrokerageEXP Realty, LLC

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