See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

176 Carroll Rd, Pasadena, MD, 21122

4beds
2baths
1,950sqft
$449,000
$230price/sqft
$3,133/moest. monthly cost
$125,320/yrincome needed

About This Home

Welcome home to Riviera Beach - a water-oriented peninsula community on the Patapsco River where everyday life feels like a getaway. Completely reimagined in a top-to-bottom 2023 renovation, this 2,000 sf residence pairs modern polish with effortless charm. Rich new flooring flows throughout an open, light-filled layout, anchored by a stylishly updated kitchen with stainless steel appliances and baths finished with beautiful tilework. A fully finished basement adds even more versatile space and the fenced backyard is built for long summer evenings. Step outside and the lifestyle takes over: a private community beach, boat ramp, and kayak launch put Chesapeake Bay boating, crabbing, and fishing minutes from your door, with nearby marinas offering slips and storage. Riviera Beach Community Park and Rock Creek Park bring playgrounds and ballfields close to home, and Fort Smallwood Park's fishing pier and trails are a short drive away. Grab crab cakes at the famed Stoney Creek Inn, coffee at The Human Bean, or join neighbors for the annual Spring Fest and weekly summer food trucks - this is a true community, with quick access to Rt. 100, I-695, Baltimore, Annapolis, and D.C. Genuine coastal character, unbeatable convenience, and a price that makes it easy to say yes!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
5/10
Northeast Middle SchoolGrades 6-82.9 mi
5/10
Northeast High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 780

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 780
  • Finished area above ground: 1,170

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,950
  • Total interior livable area: 1,950 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020369327110500
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks
  • Fencing: Back Yard
  • Waterfront features: River
  • Waterbody name: Stoney Creek

Lot

  • Lot size: 6,250 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$145$1,740
Property Taxes $437$5,244
Electricity $281$3,374
Total$3,133$37,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,417/yr
40% on housing$93,990/yr
45% on housing$83,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 21122$236
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21122$258
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$425,000
2026-07-15Listed for sale$449,000
2023-12-28Sold$400,000
2023-11-27Contingent$405,000
2023-11-17Price change$405,000
2023-10-30Price change$415,000
2023-10-12Listed for sale$425,000
2023-09-29Sold$287,000
2005-06-14Sold$270,000
1998-06-09Sold$109,000

For Sale by Agent

AgentRaquel Gutierrez
BrokerageTTR Sotheby's International Realty

Similar Homes