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99 Pineview Ave, Severna Park, MD, 21146

5beds
4baths
3,539sqft
$790,000
$223price/sqft
$5,700/moest. monthly cost
$228,000/yrincome needed

About This Home

*Rare opportunity for eligible VA buyers to assume a 3.625% VA loan*. Tucked away on a quiet road with no through traffic, this spacious home offers over 3,500 square feet of living space in a peaceful yet convenient Severna Park location. Designed for both everyday living and entertaining, the main level features an open layout with 9-foot ceilings, creating a bright and welcoming atmosphere throughout. The kitchen features 42-inch cabinetry, stainless steel appliances updated in 2022, a center island, and generous pantry storage. Just off the main living area, the deck provides the perfect setting for outdoor dining, entertaining, or simply relaxing while enjoying the privacy of the backyard. The finished lower level offers additional flexible living space with new carpeting (2024), a remodeled full bath (2023), and plenty of room for recreation, guests, a home office, or fitness area. Additional features include solar panels installed in 2023, a hot water heater replaced in 2022, and a whole-house generator powered by owned propane tanks, providing added energy efficiency, comfort, and peace of mind. Ideally located within the Severna Park school district, this home offers a rare combination of space, privacy, thoughtful updates, and easy access to shopping, dining, parks, and major commuter routes.

Getting Around

31
WalkingCar-Dependent
24
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

7/10
10/10
9/10
Severna Park High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,539
  • Total interior livable area: 3,539 sqft

Property

Details

  • Parcel number: 0374623580184

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$207$2,484
Property Taxes $1,049$12,588
Electricity $450$5,410
Total$5,700$68,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,428/yr
40% on housing$171,000/yr
45% on housing$152,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$371
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$790,000
2021-08-13Sold$650,000
2011-07-14Sold$454,000
2010-04-02Listing removed$440,000
2010-02-20Listed for sale$440,000
2004-06-22Sold$110,000

For Sale by Agent

AgentJulie Katcef
BrokerageEngel & Völkers Annapolis

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