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934 Shore Acres Rd, Arnold, MD, 21012

5beds
4baths
3,120sqft
$874,900
$280price/sqft
$5,640/moest. monthly cost
$225,600/yrincome needed

About This Home

Welcome to 934 Shore Acres Road. This 5 Bedroom, 4 Bathroom home sits on 1.6 acres of land with a two story detached garage. Oversized, welcoming driveway to accommodate boats, RV, and the space you need for vehicles. Wrap around covered porch for outdoor entertaining. Roof replaced 2025. One of a kind Amish milled wormy oak hardwood floors throughout the home. Oversized windows on each floor to allow abundance of natural light. Spacious living, dining, and family rooms. Large kitchen with attached laundry and stainless steel appliances. Full bathroom on main floor with den and storage. Four entrances on main level including French Doors for ease of moving furniture. Large primary suite with attached primary bathroom, dual sinks, soaking tub, and dual walk-in closets. Four large bedrooms with Jack and Jill style bathrooms. Oversized four foot hallway leading to bedrooms. Ceiling fans in each bedroom and throughout main level. Floored attic for storage and HVAC access. Two-story, two-car garage with oversized front door. Upper level has a rear ramp and garage door for storage, perfect for studio or home workshop. This is the second largest lot in the community, the wooded area is home to a family of deer who are seen grazing almost every day. Voluntary HOA includes community beach, boat ramp, clubhouse, and more.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

6/10
9/10
8/10
Broadneck High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Construction materials: Asphalt,Batts Insulation,Block,Copper Plumbing,CPVC/PVC,Stick Built,Tile,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,120

Heating & Cooling

  • Heating features: Heat Pump,Central,Programmable Thermostat,Zoned,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 3,120 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Accessible Doors,Accessible Hallway(s),>84" Garage Door,Accessible Electrical and Environmental Controls,Doors - Lever Handle(s),Doors - Swing In

Details

  • Parcel number: 020374906556235
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Waterfront features: River
  • Waterbody name: Magothy River At Lake Placid

Lot

  • Lot size: 1.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Storage,Covered,Garage Faces Front,Garage Faces Rear,Garage Faces Side,Garage Door Opener,Oversized,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$232$2,784
Property Taxes $588$7,056
Electricity $397$4,770
Total$5,640$67,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,371/yr
40% on housing$169,200/yr
45% on housing$150,400/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 21012$275
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21012$288
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$874,900
2026-06-05Listed for sale$899,000
1984-06-29Sold$64,000

For Sale by Agent

AgentJeremy McDonough
BrokerageMr. Lister Realty

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