See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

632 Basin Way, Arnold, MD, 21012

3beds
3baths
1,840sqft
$998,000
$542price/sqft
$6,335/moest. monthly cost
$253,400/yrincome needed

About This Home

Welcome to your dream coastal lifestyle in the highly coveted Ulmstead Estates! Nestled at 632 Basin Way, this exceptional property offers far more than just a beautiful home—it grants you access to an unparalleled resort-style community on the Magothy River. Imagine spending your weekends enjoying two private marinas, relaxing on community beaches, or launching your kayak from the dedicated ramp and storage area. Stay active with premier amenities including a sparkling swimming pool (complete with a separate kiddie pool), tennis and pickleball courts, and vibrant playgrounds. Whether you are a water enthusiast or just looking for a tight-knit community with endless recreation, this Arnold gem is the perfect place to call home. Schedule your tour today and start living the vacation life every single day!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
8/10
Broadneck High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Construction materials: Combination,Brick Front,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Improved,Interior Entry,Exterior Entry

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Ceiling Fan(s),Vaulted Ceiling(s)
  • Door features: Atrium,Sliding Glass
  • Flooring: Hardwood,Ceramic Tile,Tile/Brick,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Mantel(s),Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,840

Heating & Cooling

  • Heating features: Heat Pump,Coal,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,596
  • Total interior livable area: 1,840 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Lower

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020387631841345
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Waterfront features: Boat - Powered,Canoe/Kayak,Private Access,Swimming Allowed,River
  • Waterbody name: Magothy River

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$265$3,180
Property Taxes $743$8,916
Electricity $281$3,374
Total$6,335$76,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,200/yr
40% on housing$190,050/yr
45% on housing$168,933/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 21012$269
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21012$288
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$998,000
2026-06-19Listed for sale$1,167,200

For Sale by Agent

AgentMr. Steve DeBoe
BrokerageKeller Williams Realty

Similar Homes