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342 Beach Ave, Pasadena, MD, 21122

3beds
3baths
1,768sqft
$675,000
$382price/sqft
$4,614/moest. monthly cost
$184,560/yrincome needed

About This Home

This home has it all for the outdoors people, a community beach within a few steps from this house. A community boat ramp and pier is a short walk away . The front lawn is beautiful and spacious for outdoor fun. The block building could be a workshop, man cave or kids' play house or extra storage space. This home is almost brand new, never been lived in. The great room is family room, kitchen and dining room all in one wide open space with cathedral ceilings. Water view from the second floor bedrooms and limited view from the great room. Primary bedroom has a luxurious bathroom and large walk in closet. The laundry room is upstairs with front loading washer and dryer. The over sized two car garage has ample room for a workbench and storage. The beautiful landscaping is a sight to behold. You will feel that you are vacationing at your own resort.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
8/10
7/10
Chesapeake High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Batts Insulation,Block,Blown-In Insulation,Frame,Masonry,Stick Built,Stone,Vinyl Siding,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Manor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Cooktop,Dishwasher,Dryer,Self Cleaning Oven,Oven/Range - Electric,Refrigerator,Washer,Water Conditioner - Owned,Water Treat System,Electric Water Heater
  • Laundry features: Has Laundry,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Kitchen Island,Recessed Lighting,Upgraded Countertops,Dry Wall,9'+ Ceilings,Cathedral Ceiling(s),Vaulted Ceiling(s)
  • Door features: Insulated,Six Panel
  • Window features: Double Hung,Energy Efficient,Screens,Vinyl Clad
  • Flooring: Laminate,Tile/Brick,Ceramic Tile
  • Finished area above ground: 1,768

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Laundry

  • Level: Upper

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Accessible Hallway(s)

Details

  • Parcel number: 020388131949500
  • Zoning: R
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Play Area,Private Beach
  • Fencing: Partial,Vinyl
  • Has view: Yes
  • View description: Garden,Limited,River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: Fishing Allowed,Private Access,Swimming Allowed,River
  • Waterbody name: Magothy
  • Frontage type: Road Frontage
  • Frontage length: Road Frontage: 120

Lot

  • Lot size: 0.29 Acres
  • Features: Additional Lot(s),Corner Lot,Front Yard,Landscaped,Level,Vegetation Planting,Corner Lot/Unit

Parking

  • Total spaces: 6
  • Parking features: Storage,Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$219$2,628
Property Taxes $701$8,412
Electricity $281$3,374
Total$4,614$55,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,194/yr
40% on housing$138,420/yr
45% on housing$123,040/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 21122$234
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21122$258
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$710,000
2025-08-27Listed for sale$725,000
2024-01-01Listing removed--
2023-11-06Price change$699,000
2023-10-20Listed for sale$719,000
2007-10-16Sold$50,000

For Sale by Agent

AgentRon Hutchinson
BrokerageWater Oak Realty, Ltd.

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