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219 Kathy Ct, Severna Park, MD, 21146

3beds
2baths
1,674sqft
$675,000
$403price/sqft
$4,283/moest. monthly cost
$171,320/yrincome needed

About This Home

New Amazing Price! Welcome to 219 Kathy Court, located in the highly sought-after Westridge community of Severna Park with water access to Cattail creek. Designed for comfortable and relaxing one-level living, this beautiful home features 3 bedrooms and 2 bathrooms with a full basement with several rooms finished. This amazing home is set on a beautifully landscaped lot featuring a diverse collection of mature bushed and flowering plants. You will love the hardwood floors in the living room and so many updates that the owners have tastefully completed. The remodeled kitchen features granite counters and seamlessly flows into the dining room and all seasons room to relax and enjoy nature. Lots of room to park in the attached garage or driveway. Check out the back patio with privacy fence, sail sunshade and large shed to store all your toys. Roof is only 10 years old and HVAC 5 years old. Conveniently located just minutes from Annapolis and within easy commuting distance to Baltimore, Washington, D.C., BWI Airport & Ft Meade. This home provides the perfect balance of neighborhood living and accessibility to major employment centers, shopping, dining, boating, fishing, entertainment, and award-winning Severna Park schools. Won't last long!

Getting Around

66
WalkingSomewhat Walkable
28
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
9/10
Severna Park High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer,Oven/Range - Gas,Dryer,Electric Water Heater,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Partially Finished

Bathroom1

  • Features: Flooring - Ceramic Tile
  • Level: Main

Bathroom2

  • Features: Flooring - Ceramic Tile
  • Level: Main

Bedroom1

  • Features: Attached Bathroom
  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Flooring - Ceramic Tile
  • Level: Main

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Entry Level Bedroom
  • Window features: Bay/Bow,Window Treatments
  • Flooring: Hardwood,Ceramic Tile,Wood
  • Finished area below ground: 400
  • Finished area above ground: 1,274

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,948
  • Total interior livable area: 1,674 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Features: Flooring - HardWood
  • Level: Main

Office

  • Level: Lower

Other

  • Level: Main

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 020390109651700
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Extensive Hardscape,Lighting
  • Waterbody name: Cattail Creek

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$177$2,124
Property Taxes $412$4,944
Electricity $281$3,374
Total$4,283$51,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,845/yr
40% on housing$128,490/yr
45% on housing$114,213/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$369
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$640,000
2026-07-31Listed for sale$675,000
2003-04-10Sold$190,000

For Sale by Agent

AgentBrenda Fornos
BrokerageTaylor Properties

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