322 Marganza S, Laurel, MD, 20724
About This Home
Nestled in the charming Maryland City neighborhood, this delightful 4-bedroom, 3-bathroom ranch-style home offers a perfect blend of comfort and convenience. Built in 1963, this well-maintained residence features a fully finished basement, providing ample space for relaxation or entertainment. The inviting vinyl siding enhances its curb appeal, while the 0.15-acre lot offers a cozy outdoor space for gatherings or quiet moments. Maryland City is known for its friendly atmosphere and community spirit. Enjoy nearby parks, walking trails, and local shops that make everyday living a breeze. With easy access to major highways, commuting to nearby cities is effortless. This home is not just a place to live; it’s a gateway to a vibrant lifestyle. Experience the warmth of this neighborhood and the comfort of a home that truly feels like your own. Don’t miss the opportunity to make this gem your sanctuary!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Permanent
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 840
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 4
Features
- Finished area below ground: 300
- Finished area above ground: 1,090
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,930
- Total interior livable area: 1,390 sqft
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 020447200955000
- Zoning: R5
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 6,600 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Heat Wave
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $504 | $6,048 |
| Electricity | $281 | $3,374 |
| Total | $3,292 | $39,504 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $469,900 |
| 2026-07-25 | Listed for sale | $499,000 |
| 2009-02-23 | Sold | $218,000 |
| 2008-04-30 | Sold | $257,800 |
| 2005-12-14 | Sold | $325,000 |
| 2005-05-13 | Sold | $180,250 |
| 2000-08-20 | Sold | $144,900 |
| 1998-11-23 | Sold | $84,000 |
| 1996-09-09 | Sold | $100,170 |
| 1993-09-17 | Sold | $127,500 |
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