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7912 Beach Plum Ln, Severn, MD, 21144

4beds
4baths
2,156sqft
$435,000
$202price/sqft
$3,052/moest. monthly cost
$122,080/yrincome needed

About This Home

Spacious and well -appointed townhouse offering three finished levels of comfortable living. This home features 4 bedrooms, 3.5 bathrooms, generous room sizes, and 9-foot ceilings on the main level. The inviting living room is highlighted by a bay window, while the upper level bedrooms feature soaring vaulted ceilings that add character and an abundance of natural light. The fully finished entre level includes a private room, a full bathroom, and a versatile den-ideal for guests, a home office, or multigenerational living. Designed for both everyday comfort and entertaining, this move-in-ready home is conveniently located near shopping, dining, parks, and major commuter routes. A wonderful opportunity you won't want to miss!

Getting Around

6
WalkingCar-Dependent
21
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

7/10
Severn Elementary SchoolGrades PK-51.1 mi
4/10
Old Mill Middle NorthGrades 6-84.4 mi
3/10
Meade High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Lower Level,Washer In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Rear Entrance,Windows,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Combination Dining/Living,Combination Kitchen/Dining,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Ceiling Fan(s),Pantry,Recessed Lighting,Soaking Tub,Primary Bath(s),Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Vaulted Ceiling(s)
  • Door features: Sliding Glass,Storm Door(s)
  • Window features: Bay/Bow,Double Hung,Screens
  • Flooring: Carpet,Ceramic Tile
  • Finished area above ground: 2,156

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020457490089164
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 2,146 sqft
  • Lot size dimensions: 2146sf /0.05a

Parking

  • Total spaces: 2
  • Parking features: Assigned,On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$117$1,404
Property Taxes $455$5,460
Electricity $281$3,374
Total$3,052$36,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,640/yr
40% on housing$91,560/yr
45% on housing$81,386/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$196
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$435,000
2024-09-10Listing removed$2,700
2024-08-06Listed for rent$2,700
2019-10-31Sold$303,000
2019-09-10Pending sale$303,000
2019-08-28Listed for sale$303,000
2016-05-04Sold$245,000
2016-04-07Pending sale$252,000
2016-04-05Listed for sale$252,000
2001-04-12Sold$150,000
1995-12-05Sold$136,717

For Sale by Agent

AgentNubia S Sanchez
BrokerageAragon Real Estate LLC

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