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7947 Trafalgar Ct, Severn, MD, 21144

3beds
3baths
1,870sqft
$420,000
$225price/sqft
$2,798/moest. monthly cost
$111,920/yrincome needed

About This Home

Opportunity awaits in this spacious 3-bedroom, 2 full and 1 half bath Colonial in the heart of Severn! Situated on a generous, level lot, this home features a desirable floor plan with a welcoming living room, formal dining area, spacious kitchen, and comfortable family room, offering plenty of space for everyday living and entertaining. The attached 2-car garage provides ample parking and storage. Upstairs, you'll find three generously sized bedrooms, including a primary suite with a private full bath. While the home is in need of cosmetic updates and repairs, it offers solid potential for homeowners looking to build equity or investors seeking their next project. Conveniently located near shopping, dining, schools, commuter routes, Fort Meade, NSA, BWI Airport, and major highways including I-97, Route 100, and Route 32. Bring your vision and transform this home into something truly special. Being sold As-Is. This property presents an excellent opportunity to customize and add value in an established Severn neighborhood. Don't miss your chance to make it your own!

Getting Around

39
WalkingCar-Dependent
25
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

7/10
Jessup Elementary SchoolGrades PK-52.1 mi
3/10
Meade Middle SchoolGrades 6-80.4 mi
3/10
Meade High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Refrigerator,Cooktop,Washer,Water Heater,Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Attic,Bathroom - Walk-In Shower,Breakfast Area,Floor Plan - Traditional,Formal/Separate Dining Room
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,870

Heating & Cooling

  • Heating features: Central
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 1,870
  • Total interior livable area: 1,870 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020460500010908
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,207 sqft

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Attached,Driveway,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$113$1,356
Property Taxes $281$3,372
Electricity $281$3,374
Total$2,798$33,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,931/yr
40% on housing$83,940/yr
45% on housing$74,613/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$196
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentPete Dimitriades
BrokerageMonument Sotheby's International Realty

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