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7906 Citadel Dr, Severn, MD, 21144

5beds
3baths
1,991sqft
$500,000
$251price/sqft
$3,468/moest. monthly cost
$138,720/yrincome needed

About This Home

**Offer deadline is Wednesday at 5pm *** Roof replaced in 2018. Welcome home to this beautifully maintained property offering the perfect blend of style, comfort, and convenience! From the moment you arrive, you'll appreciate the fresh paint, attached one-car garage, and thoughtful updates throughout. The main level features durable luxury vinyl plank flooring, a convenient powder room, and an open, inviting layout that's perfect for both everyday living and entertaining. The kitchen is sure to impress with elegant quartz countertops, ample cabinet space, and plenty of room to gather with family and friends. Upstairs, the spacious primary suite easily accommodates a king-size bedroom set, creating the perfect private retreat at the end of the day. Major mechanical updates provide peace of mind, including an HVAC system that's less than three years old and a hot water heater that's less than two years old. Step outside to enjoy the fully fenced backyard—ideal for pets, play, and outdoor entertaining. The playground set conveys with the home, making move-in even easier for the next owners. Conveniently located in the heart of Severn, this home offers easy access to Fort Meade, NSA, BWI Airport, Baltimore, Annapolis, and Washington, D.C., making commuting a breeze. Enjoy nearby shopping, restaurants, parks, walking trails, and entertainment, with Arundel Mills Mall, Maryland Live! Casino, and countless dining options just minutes away. Outdoor enthusiasts will appreciate the area's parks and recreation, while the location provides quick access to major commuter routes including I-97, Route 100, Route 32, and Route 295.

Getting Around

23
WalkingCar-Dependent
23
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

7/10
Jessup Elementary SchoolGrades PK-52.1 mi
3/10
Meade Middle SchoolGrades 6-80.9 mi
3/10
Meade High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Range Hood,Washer,Water Heater,Gas Water Heater
  • Laundry features: Washer/Dryer Hookups Only

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Butlers Pantry,Kitchen - Country,Combination Kitchen/Dining,Kitchen - Table Space,Combination Dining/Living,Dining Area,Eat-in Kitchen,Primary Bath(s),Built-in Features,Chair Railings
  • Finished area below ground: 0
  • Finished area above ground: 1,991

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 020460500614608
  • Zoning: R5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,906 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Driveway,Off Street,On Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$135$1,620
Property Taxes $524$6,288
Electricity $281$3,374
Total$3,468$41,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,902/yr
40% on housing$104,040/yr
45% on housing$92,480/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$195
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$500,000
2017-05-18Sold$319,000
2017-04-03Listing removed$2,100
2017-03-21Listed for sale$319,900
2017-02-09Price change$2,100
2017-01-27Listed for rent$2,200
2003-06-12Sold$240,000

For Sale by Agent

AgentBrandi Bradshaw
BrokerageKeller Williams Select Realtors of Annapolis

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