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1608 Severn Rd, Severn, MD, 21144

3beds
2baths
1,224sqft
$415,000
$339price/sqft
$2,938/moest. monthly cost
$117,520/yrincome needed

About This Home

If privacy is at the top of your wish list, this charming Cape Cod is the perfect place to call home! Nestled on an expansive lot, this inviting property offers a peaceful setting with plenty of outdoor space to relax, entertain, or garden. A spacious 2.5-car detached garage provides ample room for vehicles, storage, or a workshop. Step inside to a bright, sun-filled living room that welcomes you with abundant natural light. The adorable eat-in kitchen offers a warm and functional space for everyday meals and flows seamlessly to the rear deck, making indoor-outdoor entertaining effortless. The main level also features a comfortable bedroom and a full bathroom, providing flexible living options for guests, a home office, or convenient one-level living. Upstairs, you'll find generously sized bedrooms with excellent closet space and an updated full bathroom. The oversized basement offers abundant storage and endless potential for a recreation room, home gym, workshop, or future finished living space. Freshly painted in a beautiful neutral gray palette, this move-in-ready home combines charm, comfort, and convenience. Ideally located just minutes from Fort Meade, with easy access to Routes 32, 100, and 295, commuting to Baltimore, Washington, D.C., and surrounding areas is a breeze. ** Please note there are solar panels on the house with a PPA ** This will be transferred to the Buyer upon purchase.

Getting Around

3
WalkingCar-Dependent
17
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

5/10
MacArthur Middle SchoolGrades 6-82.1 mi
3/10
Meade High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Range Hood,Oven/Range - Electric,Washer,Water Heater

Basement

  • Area: 816

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen - Gourmet,Kitchen - Table Space,Eat-in Kitchen,Entry Level Bedroom
  • Window features: Window Treatments
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,224

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 1,224 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020474606041000
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1.07 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Asphalt,Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$112$1,344
Property Taxes $447$5,364
Electricity $281$3,374
Total$2,938$35,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,731/yr
40% on housing$88,140/yr
45% on housing$78,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$196
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-08-08Listing removed--
2023-07-24Listed for rent$2,500
2020-07-07Listing removed$2,100
2020-06-25Listed for rent$2,100
2018-07-22Listing removed$2,000
2018-06-30Price change$2,000
2018-06-04Listed for rent$2,100
2015-02-25Sold$295,000
2014-12-22Price change$289,900
2014-12-08Price change$290,000
2014-10-28Price change$299,900
2014-10-09Listed for sale$319,900
2006-05-15Sold$350,000
1997-11-13Sold$152,900

Coming Soon

AgentJessica Alperstein
BrokerageYaffe Real Estate

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