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1213 Somerset Rd, Severn, MD, 21144

3beds
3baths
2,046sqft
$610,000
$298price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

Introducing 1213 Somerset Road—an exceptional opportunity to own a beautifully appointed residence in the heart of Severn, MD, where comfort meets elevated living. From the moment you arrive, this home exudes charm and sophistication, offering a thoughtfully designed layout enhanced by natural light and refined finishes throughout. Step inside to experience an inviting interior where spacious living areas create the perfect balance of elegance and functionality—ideal for both everyday living and stylish entertaining. The kitchen serves as the heart of the home, featuring generous cabinetry and workspace designed to inspire both casual meals and memorable gatherings. The bedrooms provide a serene retreat, offering ample space and comfort, while the living and dining areas flow seamlessly to create a warm yet upscale ambiance. Step outside to your private outdoor setting—an ideal canvas for creating your own backyard oasis. Whether hosting intimate gatherings or enjoying quiet moments, the outdoor space offers both versatility and tranquility. Perfectly positioned in a sought-after location, this home provides convenient access to major commuter routes, Fort Meade, shopping, dining, and entertainment—delivering both luxury and lifestyle. 1213 Somerset Road is more than a home—it’s an opportunity to experience refined living in one of Anne Arundel County’s most convenient locations.

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

8/10
4/10
Old Mill Middle NorthGrades 6-82.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 870

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dry Wall
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 870
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Other

Interior Area

  • Total structure area: 2,046
  • Total interior livable area: 2,046 sqft

Property

Accessibility

  • Accessibility features: Mobility Improvements

Details

  • Parcel number: 020481490011016
  • Zoning: R5
  • Zoning description: residential
  • Special condition: Standard

Features

  • Levels: Split Foyer,Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.41 Acres

Parking

  • Total spaces: 2
  • Parking features: Covered,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$164$1,968
Property Taxes $398$4,776
Electricity $281$3,374
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 21144$194
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21144$248
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentStephanie Faulkner
BrokerageColdwell Banker Chesapeake Real Estate Company

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