75 Shipwright St, Annapolis, MD, 21401
About This Home
75 Shipwright Street is an enchanting Victorian semi-detached home located in the heart of the Historic District of downtown Annapolis. Built around 1910, this four-level residence offers a blend of original architectural character and modern updates, with significant views of Spa Creek. The property is located in Zone C1 within the historic district, ensuring the preservation of its external architectural integrity. The home features approximately 2,800 square feet of livable space across four finished levels with 5 bedrooms and 3.5 baths, all equiped with eco-friendly bidets. It maintains much of its original Victorian charm, including hardwood floors, moldings, pocket door, and a central hall with high ceilings. The main level boasts a light-filled chef’s kitchen with new quartzite countertops, newer appliances, and a breakfast bar, connecting to a living area with a gas fireplace and a private balcony with wonderful views of Spa Creek. The walk-out basement includes a family room, a full bathroom, and a workshop/laundry area. The new brick patio is surrounded with lush "cottage gardens," providing a private outdoor retreat. A deeded path allows for direct access to the waterfront from your backyard for launching your kayaks and paddleboards. Situated on a secluded street, the property is a short stroll from several major Annapolis landmarks. Residents are just steps from the end of Shipwright Street, where they can catch a water taxi or access slips at the Old Towne Marina. The home is within easy walking distance of the United States Naval Academy, City Dock, and the various shops and restaurants along Main Street. The neighborhood is noted for its tranquil atmosphere while remaining central to the city's vibrant downtown activities. The current owners not only enjoy the property as a second home, they also offer it as a profitable short-term rental, licensed with City of Annapolis. Records are available upon request. ***Note: Buyers should do their due-diligence if planning to offer the property as a short-term rental (STR).*** This is your chance to own a storied property and a little piece of Annaolis history. Don't miss it! Request your private tour today. ***WATCH THE AERIAL VIDEO TOUR. CLICK THE VIRTUAL TOUR ICON OR VISIT YOUTUBE AND SEARCH "75 Shipwright St Annapolis"***
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1910
Materials
- Foundation: Other
- Roof: Composition
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Other,Connecting Stairway,Heated,Interior Entry,Partially Finished,Rear Entrance,Shelving,Walk-Out Access,Workshop
Bathroom2
- Level: Lower
Bathroom3
- Level: Upper
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
- Area: 104
- Dimensions: 8 X 13
Bedroom4
- Level: Upper
- Area: 143
- Dimensions: 11 X 13
Bedroom5
- Level: Upper
- Area: 220
- Dimensions: 10 X 22
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Level: Main
Family Room
- Features: Flooring - Carpet
- Level: Lower
- Area: 361
- Dimensions: 19 X 19
Family Room
- Level: Main
Features
- Breakfast Area,Dining Area,Open Floorplan,Floor Plan - Traditional,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,9'+ Ceilings
- Door features: French Doors,Insulated
- Window features: Window Treatments
- Flooring: Hardwood,Wood
- Number of fireplaces: 1
- Fireplace features: Corner,Gas/Propane,Mantel(s)
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 2,157
Foyer
- Level: Main
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,957
- Total interior livable area: 2,557 sqft
Kitchen
- Features: Flooring - HardWood,Fireplace - Gas
- Level: Main
- Area: 400
- Dimensions: 20 X 20
Living Room
- Features: Flooring - HardWood
- Level: Main
- Area: 380
- Dimensions: 20 X 19
Primary Bathroom
- Level: Upper
Primary Bedroom
- Level: Upper
- Area: 169
- Dimensions: 13 X 13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020600000866600
- Attached to another structure: Yes
- Zoning: C1
- Special condition: Standard
Features
- Levels: Four
- Stories: 4
- Pool features: None
- Patio & porch: Patio,Porch
- Exterior features: Sidewalks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Canoe/Kayak,Private Access,River
- Waterbody name: Spa Creek
Lot
- Lot size: 2,730 sqft
- Features: Backs to Trees
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,326 | $87,912 |
| Home Insurance * | $363 | $4,356 |
| Property Taxes | $1,750 | $21,000 |
| Electricity | $325 | $3,909 |
| Total | $9,764 | $117,168 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $1,550,000 |
| 2024-08-08 | Sold | $1,360,000 |
| 2024-06-17 | Pending sale | $1,350,000 |
| 2024-06-13 | Listed for sale | $1,350,000 |
| 1999-08-13 | Sold | $420,000 |
| 1995-08-07 | Sold | $335,000 |
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