87 Shipwright St, Annapolis, MD, 21401
About This Home
**Price Improvement!** Now offered at **$1,699,900**. Take another look at 87 Shipwright Street. In addition to the significant price reduction, several important improvements have recently been completed. The roof has been inspected and minor repairs have been made. The kitchen floor has been repaired, eliminating the previous sag, and the crawlspace has been professionally remediated, creating a clean, dry space. This spacious home offers a flexible floor plan, generous living space, and convenient access to downtown Annapolis, the waterfront, shopping, dining, and commuter routes. With recent improvements already completed and a new price, this is an excellent opportunity to own this exceptional Annapolis home.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1900
Materials
- Foundation: Block
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven/Range - Gas,Refrigerator,Gas Water Heater
Basement
- Area: 182
Basement
- Has basement: Yes
- Basement: Partial,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Additional Stairway,Ceiling Fan(s),Crown Molding,Double/Dual Staircase,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s)
- Window features: Stain/Lead Glass
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,744
Heating & Cooling
- Heating features: Radiator,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,926
- Total interior livable area: 2,744 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 020600002109112
- Zoning: R
- Special condition: Standard
Features
- Levels: Four
- Stories: 4
- Pool features: None
Lot
- Lot size: 9,134 sqft
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,595 | $103,140 |
| Home Insurance * | $426 | $5,112 |
| Property Taxes | $1,602 | $19,224 |
| Electricity | $349 | $4,195 |
| Total | $10,972 | $131,664 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $1,699,900 |
| 2026-07-17 | Listed for sale | $1,850,000 |
| 2026-06-24 | Listing removed | $1,850,000 |
| 2026-06-19 | Pending sale | $1,850,000 |
| 2026-06-11 | Listed for sale | $1,850,000 |
| 2025-01-20 | Listing removed | $5,950 |
| 2025-01-04 | Listed for rent | $5,950 |
| 2024-12-13 | Listing removed | $5,950 |
| 2024-11-21 | Price change | $6,900 |
| 2024-11-14 | Listed for rent | $7,400 |
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