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805 Spa Rd, Annapolis, MD, 21401

9beds
5baths
2,800sqft
$1,198,000
$428price/sqft
$8,160/moest. monthly cost
$326,400/yrincome needed

About This Home

PRICE REDUCED! Welcome to 805 Spa rd., an amazing investment opportunity in the desirable Murray Hill community in Annapolis! Murray Hill is probably the best residential neighborhood in the city with single-family homes, and walkable to downtown. This 9-bedroom, 4.5 bath, triplex home has been completely renovated! There is ample parking for up to 8 cars. This home offers rental potential with 3 separate units under 1 roof. This property could be short or long-term rental investment, a multi-generational home, or owner-occupied housing hack, which enables the owner to live in one side and rent out the other sides to pay and qualify for the mortgage. There are 3 units, Unit 1 has 4 beds, 2.5 baths, unit 2(in the back) has 3 beds, 1bath, and the basement has 2 bed, 1 ba. All have separate entrances. The entire house has been completely renovated with all new wiring, plumbing, 3 new kitchens and 4.5 new baths, new HVAC,2nd unit new hot water heater, sprinkler system all units, granite counter tops, stainless steel appliances, all new flooring throughout and enclosed porch with all new windows.

Getting Around

82
WalkingVery Walkable
41
TransitSome Transit
69
BikeBikeable

Schools

5/10
5/10
5/10
Annapolis High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1948

Materials

  • Foundation: Slab
  • Construction materials: Mixed

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Washer,Exhaust Fan,Ice Maker,Oven,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Combination

Bathroom1

  • Level: Main

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Lower

Bedroom2

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • 2nd Kitchen,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Dining Area,Entry Level Bedroom,Formal/Separate Dining Room,Primary Bath(s)
  • Door features: Double Entry,Storm Door(s)
  • Window features: Screens,Window Treatments
  • Flooring: Wood
  • Finished area above ground: 2,800

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Property

Accessibility

  • Accessibility features: Doors - Swing In

Details

  • Parcel number: 020600002479400
  • Zoning: R3-R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Lighting

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 8
  • Parking features: Crushed Stone,Enclosed,Driveway,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,057$72,684
Home Insurance *$300$3,600
Property Taxes $1,447$17,364
Electricity $356$4,280
Total$8,160$97,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,771/yr
40% on housing$244,800/yr
45% on housing$217,600/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$355
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$1,248,000
2026-04-10Listed for sale$1,295,000
2026-01-21Listing removed$3,500
2026-01-19Price change$3,500
2025-12-22Price change$3,700
2025-12-03Listed for rent$3,900
2025-07-25Listing removed$4,190
2025-06-02Price change$4,190
2025-05-21Listed for rent$4,700
2023-08-31Sold$680,000
2023-07-16Contingent$650,000
2023-07-11Listed for sale$650,000
2017-08-18Listing removed$499,000
2017-05-12Price change$499,000
2017-04-26Pending sale$550,000
2017-04-26Price change$550,000
2017-04-18Price change$499,000
2017-03-14Listed for sale$509,000
2016-07-25Listing removed$461,223
2016-05-26Price change$461,223
2016-05-24Listed for sale$497,256
2015-05-20Listing removed$519,000
2015-02-19Listed for sale$519,000
2014-11-04Listing removed$499,999
2014-09-21Listed for sale$499,999
2012-11-30Listing removed$445,000
1999-06-28Sold$99,900
1995-12-29Sold$90,000

For Sale by Agent

AgentStephanie Henry
BrokerageBennett Realty Solutions

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