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418 Chesapeake Ave, Annapolis, MD, 21403

2beds
2baths
1,128sqft
$825,000
$731price/sqft
$5,427/moest. monthly cost
$217,080/yrincome needed

About This Home

Quintessential Eastport charm in this sought-after Lower Eastport location. A welcoming front porch invites you to enjoy the vibrant local lifestyle. Inside, the light-filled layout features a spacious kitchen with a breakfast bar, a dedicated dining area, a convenient mudroom side entrance, half bath, & first-floor laundry. The upper level offers two generously sized bedrooms and a full bath. Relax on the large, private screened-in back porch overlooking a huge, level backyard perfect for entertaining. A standout feature is the over-sized detached shed/barn equipped with mini split (Heat and AC), ideal for a workshop, home office, or studio. This move-in-ready home is steps away from marinas, street-end waterfront parks, shopping, dining, and downtown Annapolis.

Getting Around

74
WalkingVery Walkable
38
TransitSome Transit
68
BikeBikeable

Schools

6/10
4/10
Annapolis Middle SchoolGrades 6-81.8 mi
5/10
Annapolis High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Water Heater,Cooktop,Electric Water Heater
  • Laundry features: Main Level,Has Laundry,Laundry Room,Mud Room

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Combination Dining/Living,Kitchen Island
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,128

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Features: Breakfast Bar,Countertop(s) - Solid Surface
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Upper

Screened Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020600004117400
  • Zoning: R2NC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Breezeway,Porch,Screened,Screened Porch
  • Exterior features: Storage
  • Fencing: Back Yard

Lot

  • Lot size: 3,790 sqft
  • Features: Level,Urban

Parking

  • Parking features: Free,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$196$2,352
Property Taxes $779$9,348
Electricity $281$3,374
Total$5,427$65,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,068/yr
40% on housing$162,810/yr
45% on housing$144,720/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$731This listing

vs Other Active Listings

Avg $/sqft

ZIP 21403$327
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21403$339
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$825,000
2026-06-24Listed for sale$850,000
2025-02-27Listing removed$3,850
2025-02-14Price change$3,850
2025-01-15Listed for rent$4,000
2020-01-14Sold$530,000
2019-12-04Pending sale$549,000
2019-11-12Listed for sale$549,000
2016-04-18Sold$492,500
2016-03-02Pending sale$499,000
2016-02-01Listed for sale$499,000
2016-01-14Listing removed$2,425
2015-11-05Price change$2,425
2015-10-25Price change$2,500
2015-10-14Listed for rent$2,600
1999-06-10Sold$212,500
1995-02-02Sold$145,000

For Sale by Agent

AgentSteve Knopf
BrokerageEngel & Volkers Annapolis

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