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165 King George St, Annapolis, MD, 21401

4beds
3baths
2,649sqft
$1,375,000
$519price/sqft
$9,294/moest. monthly cost
$371,760/yrincome needed

About This Home

There are so many option available for this property in the heart of Historic Annapolis. You may want to convert the entire home back to one living unit. You may want to live in one, long-term rent the other two or short term rent one. You may choose that it be be used for a couple/single person to live in one apt and rent out 2 or have a multigenerational combined family living in 1, 2 (while renting 1) or all 3. There are so many possibilities to enjoy this amazing property. This is 3 fully finished levels and units above grade. The basement level houses the storage area, HVAC and shared laundry area. All of the units are fully furnished with kitchen appliances, items, dishware, glassware, beds, linens, furniture, you name it, it is there and conveys. This is steps away from the Naval Academy. The main level entry has a hallway with stairwell to the upper level units and access to the man level unit Apt 1 and the basement. Apt 1 offers a foyer, eat-in kitchen, full bath, living room, bedroom and access to the rear patio fenced in area. The 2nd level has Apt 2 with a living room, kitchen, bath, 2 bedrooms and access to the rear patio area. The third upper level offers a full bath, galley kitchen, bedroom and large living area with space for a table, couch and mor furnishings. All units have the old time charm with modern components. All three units offer high ceilings. This is a very popular property so bear with us as we want to accommodate all showing requests. The most advance notice you can give the better. There may be times when all 3 may not be able to be seen on the same day. There is a virtual tour where you can walk through the entire property, zoom in and out and see the whole house from your phone or computer. This is also listed as Multi-Family MLS# MDAA2132270. Parking info is loaded in the documents section. Unit schedule: Unit 1 is lived in and can be seen normally with one days notice. Unit 2 and Unit 3 have various bookings and more notice is required.

Getting Around

93
WalkingWalker's Paradise
42
TransitSome Transit
62
BikeBikeable

Schools

5/10
5/10
5/10
Annapolis High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,Architectural Shingle
  • Construction materials: Cedar,Shingle Siding

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: In Basement,Shared,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Interior Entry,Unfinished

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main

Features

  • Ceiling Fan(s),Crown Molding,Built-in Features,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Kitchen - Table Space,Kitchen - Galley,Pantry,Recessed Lighting,Upgraded Countertops,9'+ Ceilings,Dry Wall,Plaster Walls
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Ceramic Tile,Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,649

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Multi Units,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 3,225
  • Total interior livable area: 2,649 sqft

Kitchen

  • Level: Upper

Kitchen

  • Level: Upper

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Living Room

  • Level: Upper

Living Room

  • Level: Main

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020600004399350
  • Attached to another structure: Yes
  • Zoning: CA
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Exterior features: Barbecue
  • Fencing: Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,890 sqft
  • Features: Landscaped,Urban

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$344$4,128
Property Taxes $1,661$19,932
Electricity $337$4,050
Total$9,294$111,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,651/yr
40% on housing$278,820/yr
45% on housing$247,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$354
Anne Arundel County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-06Listed for sale$1,375,000
2025-08-17Listing removed$1,475,000
2025-04-20Listed for sale$1,475,000
2025-04-11Listing removed$1,599,000
2025-03-07Price change$1,599,000
2025-02-01Listed for sale$1,675,000
2022-03-18Sold$1,290,000
2022-03-09Pending sale$1,290,000
2022-02-18Contingent$1,290,000
2021-08-19Listed for sale$1,290,000
2016-06-30Listing removed$949,000
2016-04-15Listed for sale$949,000
2014-12-04Listing removed$1,450
2014-11-03Listed for rent$1,450
2004-06-28Sold$490,000

For Sale by Agent

AgentMichele Michael
BrokerageCENTURY 21 New Millennium

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